Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
    Platinum Account Customer lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative

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    Default Lickthewallfatboy V Co-op VISA **SETTLED IN FULL**

    I got my statments in yesterday,but 2005 and 2004 information was in the form of a slightly confusing list of details instead of statements

    However,I have gone through everything and totted up fees of £755,for which I am now putting in a written request to be refunded in full.

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  2. #2
    Platinum Account Customer lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative

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    Default Re: Lickthewallfatboy V Co-op VISA

    response to request for repayment received asking for more time,so lbaicon sent 17 July.


  3. #3
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    Default Re: Lickthewallfatboy V Co-op VISA

    I don't need to tell you about the process.

    Good luck mate


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    starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

    If you win, donate to this site
    Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.


  4. #4
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    Default Re: Lickthewallfatboy V Co-op VISA

    I gave them more time (my mistake I know) but after their 5th identical fob-off letter, which by now they couldn't even be bothered to sign, I have sent the lbaicon.


  5. #5
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    Default Re: Lickthewallfatboy V Co-op VISA

    have Co-Op paid out at lbaicon stage with anyone?


  6. #6
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    Default Re: Lickthewallfatboy V Co-op VISA

    Paid mine at lbaicon stage no need for mcol. Only took 28 days to settle from prelim letter to settlement, fingers crossed you'll get your refund soon.

    Co-Op
    Prelim - 09/06/06 (£2052)
    LBA - 26/06/06
    Settled 06/07/06
    Smile
    S.A.R - (Subject Access Request) - 03/07/06
    Prelim - 23/08/06 (£3185.50)
    LBA - 08/09/06
    mcol - 30/09/06 - £3250.50 + £800.22 + £120
    Settled 13/10/06
    Capital One CC
    S.A.R - (Subject Access Request) - 05/09/06
    Prelim - 07/10/06 (1142.90)
    LBA - 25/10/06
    mcol - 13/11/06 (£735+ £323.29 + £120)
    Settled
    A & L CC
    S.A.R - (Subject Access Request) - 07/10/06
    Prelim - 14/11/06 (1065.16)
    Wescot
    CCA - 07/10/06
    Co-Op(2)
    S.A.R - (Subject Access Request) - 09/10/06
    BOS CC
    S.A.R - (Subject Access Request) - 18/10/06
    Creation
    S.A.R - (Subject Access Request) - 18/10/06
    Prelim - 02/11/06 (£94.61)
    LBA - 17/11/06
    Settled 21/11/06
    Studio
    S.A.R - (Subject Access Request) - 18/10/06
    Prelim - 01/11/06 (£103.80)
    LBA - 17/11/06
    Settled 18/11/06

  7. #7
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    Default Re: Lickthewallfatboy V Co-op VISA

    looks like they are going to go down to the wire with me,or else another claim is in the offing!!


  8. #8
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    Cool Re: Lickthewallfatboy V Co-op VISA

    I'm a little worried like you. I hear of these people being refunded at lbaicon stage and yet I started my moneyclaim ol 2 weeks ago. I suppose though that as more people are claiming it will be taking longer to process claims. One thing though, seeming as I have laid out all the charges in front of them I cany understand how it take 8 weeks to to investigate my 'complaint'.
    Good luck!


  9. #9
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    Default Re: Lickthewallfatboy V Co-op VISA

    got a letter in this morning-it appears that I miscalculated the level of charges(not surprising as the info sent was quite confusing)

    The upshot being they have identified £536 in charges and they have credited them to my account balance!!
    SUCCESS!!
    Another one down!!!!


  10. #10
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    Default Re: Lickthewallfatboy V Co-op VISA **SETTLED IN FULL**


    You know the drill by now, survey, etc....


    Apologies to people who I was in the process of helping, I may be gone some time.

  11. #11
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    Default Re: Lickthewallfatboy V Co-op VISA **SETTLED IN FULL**

    Wicked - they are almost rolling in daily now.....

    6 to go ?

    CONGRATULATIONS


  12. #12
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    Default Re: Lickthewallfatboy V Co-op VISA **SETTLED IN FULL**

    thanks
    yep-but the Northern Bank have lodged a notice of dispute in my claim against them-and it's the current litigation biggie for me.....they would!!


  13. #13
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    Default Re: Lickthewallfatboy V Co-op VISA **SETTLED IN FULL**

    oooo - I'll have a peek at your thread - I dont know what a notice of dispute is.


  14. #14
    Platinum Account Customer lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative

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    Default Re: Lickthewallfatboy V Co-op VISA **SETTLED IN FULL**

    I think it just means they intend to file a defenceicon......



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE