Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 15th November 2007 22:56 #1
    Rusty-London Rusty-London is offline
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    Default Dell Finance (CIT Group)

    I've got a Dell PC on finance and I had a direct debiticon returned last month. Dell put a £15 charge on the amount then tried to claim the DD again two days later. As I hadn't been paid, it was returned again with another charge on it.

    Is it possible to reclaim these charges?

    Has anyone had similar problems with Dell and tried to claim?

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  2. 22nd November 2007 01:59 #2
    Chris_w Chris_w is offline
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    Default Re: Dell Finance (CIT Group)

    Yes, the charges have to reflect their actual costs and they are not allowed to profit from them. Also they should have written to you re the failed DD and informed you that they would re apply for the monies on X date, and not just re apply two days later. I think they have breached the DD rules also

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  3. 10th July 2009 18:46 #3
    InformedSearcher InformedSearcher is offline
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    Default Re: Dell Finance (CIT Group)

    Just a mention here that Dell Financial Services (CIT) require £25 for just a statement of account! Personally I've fallen exactly into the same situation and in my case unemployment/financial hardship.
    Michael

    When I was young I thought that money was the most important thing in life; now that I am old I know that it is. (Oscar Wilde)
    --I like to be helpful wherever possible however I'm not qualified in this field. I do consider carefully anything important (normally from personal experience) however please understand that any actions taken are at your own risk--
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE