Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My sister took out a secured loan with NEMO, who also persuaded her to add payment protection, 11 months into the loan and she wishes to redeem it by remortgaging. The loan was over a period of 156 months, for the 11 months she has payed the payment protection cost on top of her monthly repayment.
Now however NEMO are saying that she has to pay the outstanding 145 months worth of PP amounting to an additional £2745, is this correct? Does anyone know whether or not she legally has to pay this?