Thread: Alliance and Leicester - CCA

Hi,

Can anyone please tell me if they know of any enforceable A&L agreement?

I have just seen an agreement today that was given to me and it is merely a "Priority Pre-Approved Credit Card & Alliance Current Account Application" It is truely laughable and sign back in 2001. No A&L signature, no APR no interest rates at all then attached are 4 pages of print re the terms and the agreement.

I am right this is completly unenforceable?

Thanks,

Penfold

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bump anyone?

Hi Rory,

Do not have a scanner, but from what I have ready elsewhere it comes up as an application form and so falls down on the CCA requirements all over the place. I am still in amazement that the banks never bothered to ensure their paperwork was legal from the beginning...

Thanks,

Penfold

I have it in writing from A & L that they destroy docs. after 6 years. They were threatening to take me to court for a CCJ earlier this year.... defaulted on the CCA.... and eventually gave up.

If they haven't supplied you with a CCA so far, chances are they've destroyed it.