Thread: 'Particulars of claim' examples

I've used this one from someone else's post, sorry I can't remember who it was though! The bit in red should be changed lol

Claimant has account XXXXXXX with Defendant
from approx XXXXdateXXXX, conducted under
their standard terms and conditions. Claimant
is claiming the return of money taken in
charges during the time the Claimant has had
the account with the Defendant. The
Defendant's charges are a disproportionate
penalty and are therefore unenforceable as
they are contrary to common law. They are
also invalid under the Unfair (Contracts)
Terms Act 1977 s4 and Unfair Terms in
Consumer Contracts Regulations 1999. Para.8
and sch.2(1)(e). In the event that the
charges are not a penalty then they are
unreasonable within the meaning of the Supply
of Goods and Services Act 1982 s.15.
Defendant has declined to justify the charges
despite repeated requests. The claimant
claims interest under section 69 of the
County Courts Act 1984 at the rate of 8% a
year from XXdateXX to YYdateYY of
£279.00 and also interest at the same rate up
to the date of judgment or earlier payment at
a daily rate of £0.55.