Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi, i was wondering once i claim my bank charges back will the bank use the money to pay the overdraft off which i have with them. If any one could throw some light on this i would be gratefull.
many thanks.
hi, i was wondering once i claim my bank charges back will the bank use the money to pay the overdraft off which i have with them. If any one could throw some light on this i would be gratefull.
many thanks.
The consensus is that they have the power to do this. If they dip into any funds that they pay in I will threaten them with withholding notification of settlement of the claim until they put all the money back into the account so that I can apportion the funds against the debts I have to clear. This may not be supported in law other than the fact that they are giving with one hand and taking away with the other, therefore the claim isn't settled in full in my view.
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
will bank use money to pay off overdaft
off which i have with them. If any one could throw some light on this i would be gratefull.
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Originally Posted by jonkirst1