We took out a loan through loans.co.uk/Paragon back in March 2004, the loan was for 14,700.00 and they added 2499 on at the start. The loan was for 10 years, but paid off fully in August 05, they refunded 311.50 credit protection at redemption. Can I try and claim back the 2187.00 that wasn't paid back at redemption as really I paid for 10 years cover only to use it for a year and 5 months. Also, can I claim back the
interest
that would've been charged? Do I claim from loans.co.uk or Paragon? I called Paragon on Thursday and they have sent me an account
Breakdown
, I called loans.co.uk and they gave me paragon's details.
Thankyou in advance.