Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I offered to help my partner claim back unfair charges on her account. She said don't bother as there will only be about £100 and 'I went overdrawn, it's my own fault...'
So I went ahead anyway and sent off the SAR and £10 postal order as recommended.
Yesterday she received her statements and I noted her charges. In 5 years she had been charged over £400
She is, needless to say, quite annoyed by this and so we have set about sending in a claim for charges...
This has been sent today recorded, now the waiting begins.
I will use this thread as a diary and so that others may learn from my experience (good & bad).
Right, no response at all from RBOS so we have just found the letter before action template in the CAG Library, we have updated the information and that will be sent 'Signed For' along with the schedule of charges.
Let them have 14 days to mull it over then it will be time to move on to a claim.
Vs Egg/DLC - CCA Request in - Overtime (12+2) and no CCA - So on back burner for now.
Vs NatWest - SAR - (Subject Access Request) in
Vs RBS (for partner) - SAR - (Subject Access Request) Complete, Preliminary Letter Sent
Vs Marbles - SAR (Subject Access Request) in
Vs EGG - (next SAR to be sent)
Only want to have 3 active issues at any one time, I don't need any more stress.
BanannaBoy vs RBOS
and £10 postal order as recommended.
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Originally Posted by BanannaBoy
