Total refusal from Bcard, help!

**ant80808** · 5th November 2007 20:18

Hi,

I recently wrote to B'card asking them for a total of £240 which was made up of the £10 access cheque, 180-ish in charges 2001-2007, and the rest in 8% stat interest icon

. They wrote back with a total refusal. What do I do now? Do i have to court to go or does a second letter do any good?

I have been through the procedure several times before with HSBC icon

, cap one, Halifax icon

and Egg

, but they all offered at least SOMETHING on the initial letter.

Any advice would be gratefully received!

Cheers

Ant

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**tiglet** · 5th November 2007 20:25

Follow the steps on the sticky - wait for the 14 days from the first letter and then send the lba icon

.

14 Days after that, if no joy, proceed with court claim.

You can't actually claim the interest icon

until you ahve filed your claim - would really suggest going through the beginners guide to claiming back bank charges and make sure you've understood everything and followed it step by step.

**saintly_1** · 5th November 2007 20:30

Have you sent them the lba icon

if not then do so

Barclays

/Barclaycard are reknowned for taking everything to the limit have a read through some of the threads in this forum it will give you a good idea of what you are in for

If you have sent them the LBA and their time is up then its time to proceed to court action

Hope this helps

Saint

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