barclaycard/barclays bank

**winchester** · 4th November 2007 22:49

good evening,
i have found this site very helpful since joining and receiving some very good advice, so can i ask for some more please.
i have set up a dmp icon

with CCCS and they are very good so can i ask for help please, one of my debts is with barlcays bank ie current a/c and overdraft icon

i set up my Barclays icon

bank a/c in 1966, one other is barclaycard visa set approx 1979 and the last is barclaycard mastercard set approx 1980.
so the question is please can i rightfully query these a/cs and ask for a CCA or am i just asking for trouble with barclays or would this help me in any way
your advice would be helpful
thanks winchester

Similar Threads:

**slick132** · 4th November 2007 23:15

Hi Winchester,

Two things come to mind:-

1) As your are working with CCCS, have you asked for their opinion about CCA'ing the banks/Credit Cards.

2) Have you suffered unlawful penalty chgs on any of the a/cs and have you started to reclaim them.

Also, why don't you copy this post and put it up in general debt forum where you may get more specialised debt-related advice.

If you need to reclaim re bank or CC's, look fwd to seeing your threads for these claims and we'll be happy to help.

Slick

**shane5408** · 5th November 2007 17:51

Hi Winchester,

I would definitely suggest you send CCA requests to Barclays icon

for you Visa and Mastercard Accounts. Given then they were from such a long time ago there is a good chance they no longer have the originals or legally complaint ones at any rate.

With regard to your overdraft icon

, these are exept from Section v of the Credit Act so CCA won'y help you much, I would suggest you send them a SAR icon

and though they are not required to hold an agreement for an overdraft they should of sent you a letter notifying you vaguely of the terms of the overdraft.

kind regards,
shane

**sallysas** · 10th November 2007 18:48

Helly Win.

Hope those horrible 'phone calls icon

have stopped now. Have you sent prelim letters out to your creditors yet or just the SAR? This http://www.consumeractiongroup.co.uk...lates-library/ will give you all the letters you are likely to need. The CCCS will be pleased when your debts decrease so there is no need to worry there. (I speak from experience and I am still on a dmp icon

with them.) Just keep going and all the best, Sally

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