Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
First i would like to wish everyone good luck!!
now ive got a couple of silly questions,
first of all, how is the best way to send the £10, along with my first letter? as i no longer have a cheuqe book!
Secondly, should i send my first letter recorded delivery, and do i send it to my branch, or somewhere eles, like head office or something? please help! i know they are probably very silly, but i really want to get the rolling asap! good luck everyone!!!
Hi everyone, i sent my first letter today, (Subject access request) recorded delivery, along with a £10 postal order, so i'll keep u informed, fingers crossed!!
MBNA: Paid
Co-Op: Paid
Lloyds Tsb:Data Protection Act sent 14th June Still waiting. Started again
Abbey National: Paid
Barclaycard:Prelim £1920 14th Sept MCOL 17/10/06 £2346 Court date 13th March Offered £600 and rejected. Then offered £1,600 rejected. Paid in full £2,705.02.
Capital One: Paid
Cahoot: Paid
Accord Mortgages: Prelim £9,750 LBA 6/10/06
MCOL 21/10/06 £10, 520.65 Withdrawn and waiting for better times
Mother in law Nat West: Paid
Wife's Nat West MCOL issued 26/03/07
Rise, like lions after slumber
In unvanquishable number!
Shake your chains to earth like dew
Which in sleep had fallen on you:
Ye are many - they are few!
Thanks to everyone who answered Kelsie's question, they were mine too.
I just going to send my letter now too so fingers crossed. However, I have another daft question, when they say wait 40 days for a reply, is this working days or calendar days? If I send a cheque for the £10, who should I make the cheque out to.
I am just about to send my £10 with my first letter (DPA) off but wanted to ask a question. Who do I make the cheque payable to. I see from below to send it to the Data Protection Manager.
Please post any further questions in a thread of your own.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
HELP NEEDED!!! hi everyone, i've got a bit of a problem, i hope someone can help! before i sent my first letter, i had to start a set up with cahoot, where i pay £45 a month out of my £800 overderaft, (mostly due to charges) this morning i got a letter saying i've failed to keep the terms of the conessionary overdraft, ( i know i havent) i phoned them and spoke to someone, who said a manager had stopped it but she didn't know why, but she put it back to normal, no questions asked, and said to ignore the letter, now £45 is due out of my account on the 1st july( as it was supposed be) but ive heard nothing in relation to my first letter, but they have oboiulsy got it! im a bit worried now,and unsure wot to do next, the manager obioulsy stopped the set up because of the access request letter, would it a bad idea to say that i want to stop paying them £45 a month untill the charges matter has been resolved? or shall i just leave it untill i hear from them again? anyone got any idea's, any help would be really appriciated!!!
how do i send the £10?
but i really want to get the rolling asap! good luck everyone!!!
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Re: how do i send the £10?
dont worry, ill keep you posted, and thank you again! you really helped me out!!
Re: how do i send the £10?
Re: how do i send the £10?
