Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I will be complaining about the advisor in my letter too.
I just dont know how to word it so it sounds like I know what I`m talking about...even if I dont lol!
Dear Sir/Madam
Re: Account/Reference Number:
Thank you for your letter/telephone call of ., concerning the above account.
I am/we are sorry that you feel unable to accept the offer which I/we have made. The majority of my/our other creditors have accepted the offers made to them and I/we have commenced payments. I/we cannot offer you more because I/we can only afford ฃ . per month between all my/our other creditors, and it would be wrong to cease or reduce payments to my/our other creditors in favour of your company. The offer made to you is on a pro rata basis, as used by the county court.
In the light of the other creditors agreeing to my/our repayment plan, please would you reconsider my/our offer. I/we will be making the payments in line with the offer to your company, on a weekly/monthly basis, as a gesture of goodwill.
(Optional - add details of your circumstances and financial situation)
I/we look forward to hearing from you as soon as possible.
Yours faithfully
(Your signature)
Refused offer of payment
when you have made an offer of payment instalements over the phone and they have refused?
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