Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 21st June 2006 09:50 #1
    naggie naggie is offline
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    Default Naggie v. woolwich

    I am new to forums (fori?) and hope that I am following protocol - if not please tell me.

    I have just had 2 £30 charges applied to my Woolwich openplan account on the same day - for going over by £7 because of another charge they applied. I have rung them and they will not refund. I have worked out that they have charged me £387.50 in the last 6 yearsicon.

    I have found the letter I need to start the reclaim process and filled in the gaps with the appropriate facts. I have not posted it yet and would really welcome any advice/encouragement from fellow claimants.

    I know that it is a small sum compared to some here but it is a lot to me

    Any advice?

    Thanks

    naggie (Should I also leave my real name here?, it's Jacqui if so)

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  2. 21st June 2006 10:57 #2
    welly welly is offline
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    Default Re: Naggie v. woolwich

    Hi Naggie
    Im new to this as well but if you read round the FAQ and other threds then it should make you feel a lot better as SO many people have been though it all or just starting out.
    Its not how much you are claiming but the fact that they rip us all off and up until now have got away with it and to me every pennie they take over what it costs them is UNFAIR and UNLAWFUL!!!!!! .
    So good luck and like me get ready for the ride.
    And you are never alone on this site:grin:

    DONT FORGET TO DONATE TO THIS SITE WHEN YOU WIN THANKYOU
    If you dont it wont be here

    Let battle commence!!!!!
    All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.
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  3. 26th June 2006 13:14 #3
    naggie naggie is offline
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    Default Re: Naggie v. woolwich

    Letter posted, now waiting with bated breath ...

    naggie

    naggie

    Woolwich owes me £387.50
    Have sent preliminary letter 22/6/06
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE