Thread: I'm may be stupid to be smart!

Hi all,

I have taken out a loan last year, I'm well remember the loan adviser made PPI as one of the conditions of this borrowing. so I thought it was nothing wrong to shop around before the deadline, hence I bought a PPI and Life Assurance independantly in order to proceed the borrowing from the bank.

Am I still entitled to make a claim?

My partner was about to be redundent (company complexity, his contract is going to last until the next rumour) anyway, we were in a panic, seeked help and everything, felt that these PPI and life assurances are not really neccessary at all! Think about it, the lump sum of the redundancy payment, grant for retraining, tax credit and benefits... and we are those kinds who would not sit back and struggle with the benefits, we have 3 kids for god sake, the PPI is really do the minimal.

Please advise

Apple

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Thx, I guessed not too. I think it's time to think if we should cancel it. I've read the fine prints, to make a claim, he will have to be off work for at least a month then they will start paying us and at any point he started work again the payment will stop. It's really unneccessarily payment for this pooring policy!
thx
apple