Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
advantage finance and PPI claim
Took out finance for car in 2000 fininshed payments in december 2003.
I wrote and asked for ppi refund because we were told couldnt have loan without it it was a single payment policy. They have wrote back with copy of agreement stating I signed the agreement and it clearly states optional on the agreement cost ppi is 910 ppi then 165 accident assistance programe then 602 for finance charges all charged at 30 percent. They say they can find no evidence of mis-selling and the loan would of been agreed before signing ppi agreement this was not the case.they also say you purchase of the policy pre-dates any formal regulation of the sale of general insurance by over four yrs. they are happy that their paperwork on this matter suggest that all prevailing requiements were met.
help , what do I do now