Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi, im wanting some advice i have sent a&l lba then had a look around on site and realised the only money that had been going into this account was my child tax credit.
to cut a long story short they closed my account due to it going over my overdraft the only reason it went over the overdraft was due to them taking charges out.
so i looked around site wrote a new letter about the act of parliment and social security benefits.
only thing is i was in such a flap realised child tax credit is not a social security benefit, they have sent me a letter saying they will investigate.
in the meanwhile i have reported them to fos.
have i done wrong or am i on the right tracks??
I am not an expert on the benefits side - but as what you have done has cost you nothing - just a couple of letters then you have nothing to lose. Have you also done the standard letters/proceedure about the charges?
A&L have been fined in the past for closing accounts - and if all the OD was charges this may apply.
Are they chasing you for the monies owing on the account or have you sorted that out?
Jan
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
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offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
hi yes the tax credits does come under the ssa, and the banks are not allowed to take any charges from any benefits i am fighting Abbey as they have done to same to me if i can help please take a look at my thread where u will see everything there hope i can help in anyway
abroadgirl v abbey
let me know if i am able to help you
hugs
abg
alliance &leicester taking child tax credits
then had a look around on site and realised the only money that had been going into this account was my child tax credit.
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