Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've created a new username in order to keep things confidential, because (and thanks to this site and to Bankfodder for his last minute guidance!), I've been FULLY reimbursed by Barclays.
I won't say how much the full claim was for, but Bankfodder et al, please check your paypal account because I've successfully transferred £200 (so I'll leave it to your imagination as to how much my claim was for) Thanks to you guys and gals for your help and for your fight for fair banking - I'd NEVER have done it if I hadn't seen this site.
I'll pop in from time to time to give some moral support, but otherwise I'm all done.
So, from someone who's been through it - DON'T GIVE UP as you'll get the full amount back.
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
It's a shame Barclays are bribing people with their own money and getting them to agree to confidentiality. But at the end of the day you got your money back in full so that is the important thing.
Please fill in the bank charges survey if you haven't already done so (completely anonymous so won't affect any confidentiality agreement).
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
CONGRATULATIONS
and THANK YOU for your generous donation .I hope it gives you even more pleasure knowing that it will be used to fund the site and therefore many more people will also benefit
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
gives me even more confidence of claming my money back so far they offered £975 not even a third of what they took!!! money claim here i come
so if your reading this mr laurence white im comeing for ya
Its very easy to say I wont agree to a confidentiality until they stick a large cheque under your nose and thats the only condition or they drag it out for another month.
Imagine 6 months ago if they said to you heres ????? grand just dont tell anyone, you would have bitten their hand off.
everyone knows youve been paid out and thats all that matters in the end of the day. It gives everyone else a big lift. This will be the first of many from Barclays.
Well done chick, I've just sent of my lba to Barclays ( they have so far offered me half of my claim ) so this has really given me confidence to go all the way with a Moneyclaim if needed - enjoy the cash!
Congratulations to the OP whoever you are; I hope you enjoy your money! I'm pretty sure that's the largest donation I've heard about and I'm really impressed!
No, they're NOT paying extra for confidentiality, and they don't have a right to demand it. People are simply intimidated into accepting confidentiality because they don't think they'll get their money if they don't. I fully intend to tell them that I'll respect their confidentiality for a fee which I'm happy to negotiate with them.
Hi, I need to update my OH's thread re Monument, but basically if anyone gets an offer from Keith Jeremiah of the full amount with a confidentiality clause, I would recommend phoning him if he doesn't contact you first. He rang my OH to ask him what he thought of the offer (full amount), he said he hadn't had a chance to go through it properly, so agreed to ring him back. When he did he said that the only issue he had was this clause. Keith (ooh er, first name terms!) said that he couldn't force him to sign it and just to cross it out, sign the form and return it. The cheque should be with us this week!!! Its only for just under £200, so not sure if this would be relevant for those with larger claims.
Don't forget to contribute to the CAG. Without them we would probably still be drafting our prelim letters.
OH Cap One - £436/ So far received £40. MCOL submitted 17/7/06. Caved 4/8/06 for full amount!!!
OH Monument - £140, claim filed 8th May. Requested judgement by default, settled in full 4th July via out of court settlement (see thread). Total £192ish received.
Me Barclays - £630. Received letter 13th May offering £300 full and final (they can bog off). Claim filed 16th May. Acknowledgement of Service filed 22nd May to defend all of the claim. Allocation Questionnaire completed and Stay been ordered by Judge on 18/7/06!!!
And thanks again for the donation. It was a great surprise and very much appreciated.
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential. Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
Great to see some motivation amongst those of you near the end now - keep at it....cos Mr.Keith J is a nice man under a lot of pressure, in the knowledge that the best he can do for Barclays is delay and delay and delay, but ultimately you are owed money and if you follow the great advice from this site you'll get it back...just play nice and professional and play the waiting game.
All Settled In Full
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