Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
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i am in the same boat as you m8.....never asked for it.....check out my thread.......i am now due to submit court claim for PPI...roughly about 800 quid.....looking forward to a battle
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Halifax - Total £2116 - Plus approx £300 in interest plus fees for 3 small claims...settled all within 3 weeks of claim.....Now for the mortgage..... Clydesdale Bank - Credit Card - Sent Data Protection Act - Awaiting statements Clydesdale Bank - Current Account - Awaiting statements
Hi Bradkb we had EggPPI and never ask for it, charges £440 &£1800ppi claiming them back on moneyclaim,so far they are closing our account and defending see our thread(Not such an Egg Head!)good luck with yours
I'm also in the process of getting this back, found my original T&C's and contract but nowhere does it imply or have i requested Payment Protection. Another little unexpected windfall coming our way me thinks (or hopes)!! Good luck
NatWest:
Sent LBA on 12 May.
Submitted MoneyClaim on 30 May.
Acknowledged 7 Jun, 3 Jul deadline for response
Defence filed 4 Jul
Received their copy of AQ 21 July, awaiting court date
*********** SETTLED IN FULL - 17 August *************
Egg Card:
Requested Payment Protection Refund on 20 May,
Sent Data Protection Act request, egg acknowledged,
8 Jul deadline for response.
26 Jul: Sent Prelim Letter
01 Sep: Sent LBA
in the same boat - £200 ish - emailed them about this yesterday got a reply telling me i agreed to it when i opened my account HAHA ! and becuase its been 34 months since i opened my account i will not be getting a refund
yes i will
Halifax Credit Card - £408.16 - Settled in FULL 26/6/06
Halifax Loans - £397.97 - Settled in FULL 25/8/06
GE Money Topman £216.75 - SETTLED IN FULL
Marbles LBA - £475.00 - £250 Offered
Halifax Current Account LBA - SETTLED IN FULL
Yorkshire Bank Current Accounts £2271.77 - Issued 30/6/06 - Default Judgement Issued - Warrant of Execution Requested
Capital One - LBA - £88 Knocked of Balance
Egg PPI - LBA
I don't know if any of you are persuing this but the other day i got a very lame attempt at providing "proof" that i requested it. Basically Egg sent me a screen shot with a field entitled "Payment Protection" this field was populated with "Accident, Sickness, Unemployment and Life" and it looks like an editable field. Along with this screen shot was an explaination saying "this was populated by a feed from your on-line application where you requested it, this payment protection cannot be editted manually" However, my Data Protection Act pack didn't contain such a screen shot, it contains others and one that shares data fields with the "proof" one ... so why?? Do you think they may have fabricated this screen, it wouldn't be hard to knock up a Visual Basic prototype to mimic this screen, maybe 10 minutes work.. They're not detering me!!
NatWest:
Sent LBA on 12 May.
Submitted MoneyClaim on 30 May.
Acknowledged 7 Jun, 3 Jul deadline for response
Defence filed 4 Jul
Received their copy of AQ 21 July, awaiting court date
*********** SETTLED IN FULL - 17 August *************
Egg Card:
Requested Payment Protection Refund on 20 May,
Sent Data Protection Act request, egg acknowledged,
8 Jul deadline for response.
26 Jul: Sent Prelim Letter
01 Sep: Sent LBA
hi just a quick word on this one,loyds tsb charged me 13,000 for an insurance policy on a business loan which i was desperate for at the time because of some serious delays.i never signed for it and when it was flagged up to me by my accountant i started the process to get it back.Needless to say a long battle commenced after a million reasons why i would not be getting it back 18 months later they refunded me in full.hang in there.
EGG - CC Repayment Protector Charges
, and finally came a very concise pack, terms conditions, my signed agreement, statements etc.
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Re: EGG - CC Repayment Protector Charges
