Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have a Barclaycard I use, but they have kept lowering the credit limit which always results in me going over and being charged. (Now at £260). I always received a letter about a week or two after they had lowered it!
Going to put in a claim for the charges back for the last 5 years. I have had a good read through the posts and steps.
Just wanted to make sure the first step for credit cards was the Subject Action Request. I am getting this ready and will wait for reply before posting it off.
(Also claiming Current Account charges- will start a sep. thread for this one).
The first step all all claims is to send your SAR, they have 40 days to send this, while your waiting for them, you should read around the site and familarise yourself with how theng are done.
But there is help along the way. Any worries or problems, just add to your thread and some one will come along to help you.
It is easier to answer a question (sometimes daft) than fix a mistake.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Haggan Vs Barclaycard (New)
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Any worries or problems, just add to your thread and some one will come along to help you.
