Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Ychafi v Barclaycard

    Hi. I just want to check that what I am about to send to Barclaycard is accurate.

    I received statements and print-outs going back to 2001 within 14 days. Having gone through them, I have noticed the following charges described as:
    1. Exceeded Limit
    2. Late payment Charge and
    3. Over Credit Limit Charge.

    Am I correct in thinking that all these are reclaimable?

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  2. #2
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    Default Re: Ychafi v Barclaycard

    Quote Originally Posted by ychafi View Post
    Hi. I just want to check that what I am about to send to Barclaycard is accurate.

    I received statements and print-outs going back to 2001 within 14 days. Having gone through them, I have noticed the following charges described as:
    1. Exceeded Limit
    2. Late payment Charge and
    3. Over Credit Limit Charge.

    Am I correct in thinking that all these are reclaimable?
    Hi yes all reclaimable and also any interesticon applied to those charges the spreadsheet will work that out for you just follow the link beloww for spreadsheets. An I appologise if I am teaching you to suck eggs.

    http://www.consumeractiongroup.co.uk...eadsheets.html

    all the best dpick

    cannot find it A to Z

    http://www.consumeractiongroup.co.uk...hat-youre.html


    Halifax
    Paid in full £2295

    MBNA 20/03/2008 settled in full out of court

    Capital One
    07/07/2007 Capital one charges paid in full £1666
    19/01/2008 recovered PPI £2216 + costs

    Littlewoods
    12/08/2007 write off £1176.10 debt.

    JD Williams charges refunded in full £640

  3. #3
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    Default Re: Ychafi v Barclaycard

    Thank You. Will keep you posted.


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    Default Re: Ychafi v Barclaycard

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE