Thread: Hi Im new :) ppi help anyone please?

I have deleted one of your posts as they were identical

C

Originally Posted by CATPIXIE

Hi, I am at the first step but can't quite get on it. about 12 months ago we paid off all cc's in full and soon after I threw EVERYTHING away I had one with msdw for 1600 one with capital one for 200 one with Barclays for 1500 mint for 1000 and egg 15,000 and egg 1000 we defaulted on all, I wrote to them asking to freeze interest and to pay monthly all agreed, I paid all except egg in full when we remortgaged. I had ppi with all of the above and the reason I ended up defaulting was because I got made redundant and the insurance wouldn't pay out! I can't remember for what reason as you can probably imagine I was under a lot of finacial stress. If anyone can point me in the right direction to find out which step I need to take first I would be really grateful, do I write to the above companies? is there a template letter I could use to get the ball rolling? as I don't have any details on paper Im not sure where to start, many thanks in advance and sorry if I am repeating something already posted but I have looked.

Catherine

Hello cat,

First things first, welcome to the forum.

You need to send a full SAR to each company, which will cost you £10 each company, but it may be worth your while to do this:o

Full SAR below

Your address

their address

date

DATA PROTECTION ACT 1998
Subject access request


Dear Sir/Madam
NAME
Account No’s If you do not know these put your address and date of birth

I understand that you currently hold details of my personal and financial information within your internal record systems with regard to personal loan accounts
Please supply me with a complete list of transaction and charges relating to my history with your organization, INCLUDING Loans, credit cards, payment protection insurance and other products. Alternatively a complete set of statements for the accounts or associated accounts is acceptable. I would be grateful if you would provide the following for ALL accounts or associated accounts I have held with your organization:
-Full copies of all contracts which you believe exist or have existed between myself and your organization, including true copies of any documents you hold in support of the same.
- A complete list of all transactions or statements relating to ALL of my Loan Accounts with your organization.
-Copies of all documents which include any of my personal information including copies of any contacts or invoices, emails or computer records containing my personal information, or any records which pertain to this information.
-Full copies or transcripts of any correspondence in postal, email or any other format which you have entered into with any individual, organization or third party which contains my personal or financial, or which pertains to me.
- Where any previous information or records held have been deleted or disposed of, the methods used to do so, including dates, certificates or references confirming details of destruction. Where you are unable to provide such certificates, please provide a declaration, signed by an authorised officer of your company, confirming the dates and methods of destruction of this data.
-Full hard copy print outs of my personal or financial information, held in a digital, magnetic or any other format which is held in any archives, backups or other storage devices / locations.
I enclose a cheque in the sum of £10 to cover your fee.
IF YOU UNABLE TO DEAL WITH THIS REQUEST, YOU SHOULD IMMEDIALTELY FORWARD IT TO THE PERSON WITHIN YOUR ORGANISATION RESPONSIBLE FOR DATA PROTECTION.
I look forward to hearing from you in the first instance of receipt.
Yours faithfully

Get your info and then start the process of reclaiming it back.

If you need help shout