Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
    Basic Account Holder
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    haggan_family Novitiate

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    Cagger since
    Oct 2007
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    Default Claiming Credit Card Charges and Bank Fees

    Is there a link saying what can be claimed and how to go about it.

    Me
    I have a barclaycard Mastercard and Barlcays Current Account (in use).
    Halifaxicon Visa Card and Halifax Current Account- Defaulted, havent used for ages because of the charge ontop of charge.

    My Partner
    Halifax Visa Card and Halifax Current Account.

    Can we claim back for late payment charges and over credit limit charges? (around £25-£30 each).

    Any advice and template letters would be much appreciated.

    Thank you,

    Similar Threads:

  2. #2
    Site Team slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

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    Default Re: Claiming Credit Card Charges and Bank Fees

    Hi there and welcome,

    First off, please read here - http://www.consumeractiongroup.co.uk...k-charges.html

    and here - http://www.consumeractiongroup.co.uk...tructions.html

    Have a read around the threads here and in bank forums to get a feel for whats happening and what to do.

    I suggest you have a seperate thread for each claim - you can post details of events which will make it easier for us to follow and advise you if nec'y.

    Slick

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  3. #3
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    haggan_family Novitiate

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    Default Re: Claiming Credit Card Charges and Bank Fees

    Thank you, looked at all the information and read forums. I've started individual threads for my Barclaysicon and barclaycard.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE