Thread: Part or Full PPI refund????

Hi

Just a question on missold PPI. In April 2001 I was mis-sold PPI on a car that I purchased through a car dealers.

I paid off the the loan early after 18 months and had an early settlement fee towards a new vehicle.

The original loan included the PPI payment. Does this mean I can claim the full amount of the PPI or just the 18 months?? mmmm not too sure about this as dealers say I only paid 18 months. I think i'm owed the full amount because it was mis-sold.

The dealership said the fos will not get involved as its over 6 years!

Any help will be appreciated

Similar Threads:

• Part Refund
• Help needed after part refund
• Clydesdale - Part refund
• Part Refund Offered.
• Abbey Part refund please help

bump!!!

if it was miss sold it will be the full amount, plus interest that was paid on it for the duration in question.
so full premium + 18 months interest at the rate applicable on your loan
then interest from the date of cancellation to the date of complaint settling at at least BoE +1%

Originally Posted by ninjainthenight

if it was miss sold it will be the full amount, plus interest that was paid on it for the duration in question.
so full premium + 18 months interest at the rate applicable on your loan
then interest from the date of cancellation to the date of complaint settling at at least BoE +1%

Thanks ninja

That's a great help, I just need to get a lba done now.

Thanks Once again

The Ombudsman won't go beyond 6 years. You will have to mention the Limitations Act in your POC when the time comes.

The link is here :

http://www.consumeractiongroup.co.uk...ht=limitations

And here:

http://www.consumeractiongroup.co.uk...ht=limitations

Originally Posted by ukaviator

The Ombudsman won't go beyond 6 years. You will have to mention the Limitations Act in your POC when the time comes.

The link is here :

http://www.consumeractiongroup.co.uk...ht=limitations

And here:

http://www.consumeractiongroup.co.uk...ht=limitations

Thanks Avaitor

I've just had a look at the link, it's so funny that I just had letter from the car dealers that mis-sold me PPI saying that the OFT will not investigate and I should it not so many words fob off. Are there any template letters that include this

bump