Thread: Advice needed on claiming PPI

Hi all

After getting all my bank charges back i am now on the case of PPI....

I have looked through the various stickys and just have a few questions if anyone can help...

A few years ago i had a bad gambling debt (i no longer gamble and am debt free!!!) so i had quite a few loans and credit cards....

Fortunately for me my parents came into some money and paid off my debts giving me a clean slate (lucky sods!!)

However, reading the information about PPI i think i may have been mis-sold in some loans i had and possibly credit cards...

Unfortunately i no longer have details of the loan amounts or account numbers and my question is how do i go about and obtain this information? Could i check my credit rating online hoping for a reference number from the loans?

Another question also would be seeing that i paid the loans off early would the PPI have been included in the final balance? I know i would have paid interest but would PPI have been included?

I used to have a Barclays loan, alliance and leicester and an Egg loan and am very sure i was told unless i agree to PPI i would not be offered the loan, being a gambler at the time i just agreed...

I am unsure of how i go about finding how much i have paid in PPI to the various loan companies each month too? Could i obtain my bank statements? Surely though this would only show the monthly amount paid and not the PPI amount so would it be worth either calling the loan company and asking for details or writing a data protection letter to each company asking for the individual payments i have made?

Any help would be appreciated as i want to claim as much back as mine as possible...

thanks in advance

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thanks jaynekul... I was thinking something along the lines of that...

With my bank charges i sent a cheque to cover the costs... Shall i do that again?

Also, is it best to include a standard PPI letter with the SAR or wait until i get all the details through first?

I take it in the SAR i am after all payments and details of the loan etc...

thanks again