Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
+ Reply to Thread
Results 1 to 5 of 5

Thread: black horse ppi

  1. 18th October 2007 12:55 #1
    tracyab1972 tracyab1972 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         tracyab1972 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    Posts
    239

    Default black horse ppi

    I have a loan with the above and believe i was missold PPIicon. Basically i wasn't told about it and believed it was a condition of the loan. I have sent off for my SARicon. Should I try and cancel the PPI now and then reclaim the rest once i receive the SARicon?

    Similar Threads:
    Reply With Quote Reply With Quote
  2. 20th October 2007 19:31 #2
    hellhasnofury hellhasnofury is offline
    Gold Account Holder
    Help the CAG!!
    Download our toolbar         hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    in a little house in Manchester that natwest own
    Posts
    3,438

    Default Re: black horse ppi

    Quote Originally Posted by tracyab1972 View Post
    I have a loan with the above and believe i was missold PPIicon. Basically i wasn't told about it and believed it was a condition of the loan. I have sent off for my S.A.R - (Subject access requesticon). Should I try and cancel the PPI now and then reclaim the rest once i receive the SARicon?
    Hello Tracyab,

    Personally I would contact them and cancel the ppi now, it will be less money they take from you.

    Have a look at this linkConsumers to benefit from PPI refunds agreement

    They will refund the amount left into the balance of the loan, this is their standard practice. but do not agree to start a new loan or sign any future credit agreement, they cannot make you do this.

    You then reclaim the amount you have paid to them

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
    Reply With Quote Reply With Quote
  3. 4th June 2008 08:21 #3
    lipylop lipylop is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         lipylop Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2008
    I am in
    nottingham
    Posts
    2

    Default Re: black horse ppi

    my son took out a loan with the blackhorse he was sold PPIicon with the loan gold cover wich covers for unemployment . In order to claim on the insurance it states you have to be employed for 6 months . Onthe form my son stated that he had only been in the job for one week he got a £8000 loan with ppi insurance, when to tried to claim a couple months after because the had a baby that was born premature and seriousley ill and they also had a two year old daughter that my son found it impossible to work. they refused his claim when he found it impossible to work the baby was in hospital for 6 months . when my grandson lost his fight for life they still could not claim even though he should never have got the loan or been sold the ppi insurance

    Reply With Quote Reply With Quote
  4. 4th June 2008 19:33 #4
    adamski adamski is offline
    Classic Account Holder
    Help the CAG!!
    Make a contribution         adamski Informative adamski Informative adamski's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Cambridge
    Posts
    1,279

    Default Re: black horse ppi

    Lipypop
    Your story has touched me.
    I have a a complaint against Black Horse they are the worst IMHO for mis selling PPIicon.
    Is the loan still active if it is then send them a template letter staing what you have told us here and ask that the PPI is cancelled and you want a refund on the single preimum that was paid.
    If you need more help please update your thread and I willdo my best to help I am no expert by the way just have a little knowledge

    Lloyds TSB (SARS) request sent 9th June 2006
    £2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
    MBNA SETTLED IN FULL 15/09/2006 £829
    Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
    GE MONEY SETTLLED IN FULL £400
    Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
    Welcome Finance PPI 2 accounts one settled £1018 waiting on other
    GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
    Lloyds TSB PPI CC complaint sent 10/04/2008
    Black Horse PPI with FOS 20/05/2008
    HFC PPI complaint sent 22/05/2008

    Reply With Quote Reply With Quote
  5. 4th June 2008 19:34 #5
    adamski adamski is offline
    Classic Account Holder
    Help the CAG!!
    Make a contribution         adamski Informative adamski Informative adamski's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Cambridge
    Posts
    1,279

    Default Re: black horse ppi

    Tracy sorry you are the OP also the same applies to you i think

    Lloyds TSB (SARS) request sent 9th June 2006
    £2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
    MBNA SETTLED IN FULL 15/09/2006 £829
    Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
    GE MONEY SETTLLED IN FULL £400
    Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
    Welcome Finance PPI 2 accounts one settled £1018 waiting on other
    GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
    Lloyds TSB PPI CC complaint sent 10/04/2008
    Black Horse PPI with FOS 20/05/2008
    HFC PPI complaint sent 22/05/2008

    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Browsealoud Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE