Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Unhappy Monument, Barclaycard help needed

    Hi, I had an agreement to pay off a debt I had on a Monument card.. I set up a standing order and have payed it every month since. Anyway back in August I received this letter from Barclaycard with a card number I've never owned so I called them up only to be told they transfered my monument card to this new number and scraped my payment agreement with them well this was the first I'd heard about this.. now they're calling me about 4-10 times a day for the past 2 months ..I don't asnwer the phone anymore as I have caller display..when I did talk to them last I asked them not to call me and to put it all in writing so the woman on the phone said "no and we'll continue to call" she then asked me my mobile number...I just laughed and put the phone down.. they're now demanding I double my payment and have started slapping on over £30 of charges each month.. they've also passed the debt to Mercers the phones still ringing every single day even on a Sunday morning... can anybody offer any advice on how to deal with these people

    Thanks
    Victoria

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  2. #2
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    Default Re: Monument, Barclaycard help needed

    Hi Victoria,

    We'll help you with this.

    First, have you suffered any charges on this a/c which you can reclaim.

    If not, you'd be better off posting in this forum - http://www.consumeractiongroup.co.uk.../general-debt/

    There are ways to stop them harassing you like this.

    Come back, Slick

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE