Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Mr_Bojangles Novitiate

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    Default Claiming against Egg....advice needed

    Hi there everyone, was referred to here by a friend when we were discussing unfair bank charges etc and I mentioned that I had lost ££££ over the years to Eggicon and their £16 charges.

    Could anyone give me a bit of a guide to claiming against Egg please?, ie;letter templates, what to say, where to send the letters etc?

    Really sick of being ripped off by them and feel I have to strike back at them.

    Any of your help would be most welcome.

    Many thanks,
    Michael.

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  2. #2
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    Default Re: Claiming against Egg....advice needed

    All template letters can be found here . I would as many threads as you can, to get the general gist of what you have to do. However the steps you will need to take are

    i) send a Subject access requesticon - to get all your statements, so you can see the charges you have paid.

    ii) send a preliminary letter asking for the money back

    iii)send a letter before actionicon, stating if they do not pay you will take them to court

    iv) file a claim with the courts.

    Eggicon may settle before getting to the court stage, however if you do stage 3 above, be prepared to file a cliam with the courts.

    Also read up on the FAQs, and get as much info as possible. If you have any more questions, then just ask and I am sure somebody will help if they can.

    HTH

    IF Current A/C won
    MBNA A/C 1 Settled in full
    MBNA A/C 2 S.A.R - (Subject Access Request) Settled in full
    Lloyds TSB CC - S.A.R - (Subject Access Request) sent
    Citicard S.A.R - (Subject Access Request) sent


  3. #3
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    Default Re: Claiming against Egg....advice needed

    I can't seem to find any templaye for an Eggicon "Subject access requesticon", I also tried to use the "generator" as well, but there didn't seem to be an option for Egg.


  4. #4
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    Default Re: Claiming against Egg....advice needed

    its here

    There is no specific one for Eggicon. You should use the generic one.

    Egg will send you a form, asking if you want the full statement for £10, or a cut down version for £5.

    I asked for the cut down version, as it contains all the info you need. Its easier to go through them, and its less paper, hence friendlier on the environment.

    IF Current A/C won
    MBNA A/C 1 Settled in full
    MBNA A/C 2 S.A.R - (Subject Access Request) Settled in full
    Lloyds TSB CC - S.A.R - (Subject Access Request) sent
    Citicard S.A.R - (Subject Access Request) sent


  5. #5
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    Default Re: Claiming against Egg....advice needed

    I have Eggicon credit card and loan. Want to find out all the charges, but as they have been passed on to DCAicon, should I CCA them? These go back a few years and was wondering if I should CCA and if that comes back ok, then SARicon and see what charges have been added. What do you think?



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE