Thread: Claiming from closed accounts

I closed my account with the Northern Bank last august/september. This was a personal account which I subsequently changed to a business account in the last year of running. Is it possible for me to claim overcharging on this account still?

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Originally Posted by lorraineh

I closed my account with the Northern Bank last august/september. This was a personal account which I subsequently changed to a business account in the last year of running. Is it possible for me to claim overcharging on this account still?

It shouldn't be a problem claiming for the account. I'm claiming from HSBC for an account that I closed in November last year

Hi

Im new to this site so forgive me for not understanding.

I had several accounts with Lloyds TSB some years ago. Which are all now closed as I bank elsewhere. Can I still claim even though they have been closed for the past 2 - 2 1/2 years or is it to late?

I hope its not to late as I suspect there may be a bit to repay, especially as I still have a loan with their other company Loans Direct. I was overdrawn over 3 accounts so they combined what I owed and set up a repayment loan over 24 years!!! I only owed around £2,000 - £3,000 so after having paid £46.64 back over 2 maybe 3 years I am finding another loan elsewhere otherwise it will hang on my neck till I retire!

This is a great site. I shall battle my bank if I can still do so.

Has anyone successfully claimed charges back from a bank account that was closed by the bank. They closed the account about two years ago but there were many charges made by them that should be refundable. Any assistance appreciated..

Originally Posted by ozmrr

Has anyone successfully claimed charges back from a bank account that was closed by the bank. They closed the account about two years ago but there were many charges made by them that should be refundable. Any assistance appreciated..

Whether the account is open or closed is irrelevant to the recoverability of unlawful penalty charges. You proceed in exactly the same way in either case. The main advantage of going after a closed account is that they cannot, of course, close it again.