Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
1. Does anybody know the basic principles of the rule and how a settlement figure is achieved? I am 16 months into a 36 month loan agreement for a £6170 inc interest, plus PPI for £1471. I have asked to cancel and been offered £9.70 of each outstanding repayment, which adds up to £194. Does this sound normal?
2. I've been looking into ending the loan and whilst looking through the loan agreement i've noticed that my date of birth is in correct, 1982 instead of 1983. I know I should have checked this, but just rushed to the agreement back to the loan company. Now I can't see I would have got this incorrect, not really something i forget. This means that if I were to claim, according to the terms and conditions of the PPI, "your right to any benefit under this policy shall end." What would the chances of claiming back the full amount of ppi do I have.
Since 31/5/2005 rule 78 should no longer be applied
ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE either SPML/PML/LMC/SPPL; the following are DIRECT tel#s, of the investigating & prosecuting organisations:
DO NOT say you are from CAG-only directly affected or a concerned citizen. 1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633 2. CH : Lee Jenkins(prosecuting Amany Attia for SPML/PML) @ 02920 380 643 3. CH : Mark Youde(accounts compliance) @ 02920 380 955 4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108 (part of the Insolvency Service) investigating all the Lehman lenders 5. CIB : Jeremy Pilcher('unofficial'-consumer/company law) : @ 0207 637 6231
__________________ File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!
Rule of 78
, plus PPI
Reply With Quote