Thread: SUCCESS TODAY RBS pays up.

Proof due in Aberdeen this week
RBS gave in today!!! Usual e-mail- as follows quote

As you are aware, a Proof has been set for Friday, 5 October in this
> matter. The Bank is of the view that its charges are fair, reasonable and
> transparent and that the amounts debited to your account have been applied
> in accordance with your agreement with its terms and in compliance with
> all applicable laws and regulations. As such, the Bank does not accept
> that it has any liability to you in law or that your claim has any
> prospects of succeeding in court.
>
> As a goodwill gesture, and in settlement of your action, the Bank has
> offered to pay you the full amount of charges you are seeking, amounting
> to £180. The offer also included £39 to refund your expenses in bringing
> the action, and interest from the date of citation of the court
> proceedings. You have not accepted this offer on the basis that you are
> seeking interest from an earlier date.
>
> The Bank is of the view that on a commercial basis, it would not be
> efficient to go to court over the matter of interest as the difference
> between the monetary amount the Bank has previously offered you in
> settlement of your action and the amount you are still seeking would not
> make going to court a cost-effective option.
>
> As a gesture of goodwill and without admission of liability, the Bank is
> now willing to pay you the total sum of £272.10 in settlement of your
> court action. This sum consists of £180 in respect of the charges applied
> to your account, £53.10 in respect of interest from the date each charge
> was applied to your account to Friday, 21 September when the cheque was
> drawn up and £39 refunding your expenses in bringing the action.
Unquote.


KEEP GOING EVERYONE BE PERSISTENT!!!!!

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CONGRATULATIONS !

Nice work.

Was this sent by the Bank themselves or their litigation team ?

That was sent by a trainee solicitor in their Group Litigation team. I suspect they may use trainees because they may have a different status from qualified solicitors wrt the law society rules!!! In any event I intend to complain to the Law Society about their conduct. I will post the complaint and replies.