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I have got an Premier Current Account with the Allaince & Leicester.
My salary is not paid into this account as it was my parachute account while I was reclaiming my bank charges from Barclays.
However because of this Alliance & Leicester are have suddenly started taking a £5 'underfunding fee' from my account, even though there was no mention of this when I opened the account.
Can I include these in any claims for unfair bank charges?
Hi Chris, I dont think that you will be able to claim these fees back, as it is not a penalty as such. In effect you are getting a better account i.e. cheque book and cheque guarantee card/debit card
Part of the t&cs of the Premier account is that you will pay a min of £500 (i think) per month or they will charge this amount.
I received a letter to remind me that i needed to pay a min. amount per month or pay the £5 fee.
I would decide if you need this account or not, i.e. is your parachute account one with a debit card/cheque book etc..do you use them? If not, you could close the A&L account.
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Alliance & Leicester £5 Under Funding Fee
while I was reclaiming my bank charges from Barclays
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