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Hi, I am just about to put in a new claim to A&L. Can someone please let me know if I can claim the Monthly OD charges? Before I had an overdraft, the charge was £8, after taking an overdraft out I now pay £5 monthly. Thanks.
In the FAQ section and step by step instruction there is a guide as to what you can reclaim
In general this is the principle I based my claim on - all charges for bouncing DD and cheques and the daily charges for exceeding OD i claimed ( all the £25.00 and £34.00 ones) The £5.00 per month is a serivice charge and I did not claim this unless there was an odd occaion when it was more ( I found one at £29.50) so I deducted the £5.00 and claimed the rest. So the basic rule I used is that a service charge is not a penalty and should not be claimed.
Hope that helps
Jan
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
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offer from A&L 24/8/07 - after case stayed
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OD charge Query
, the charge was £8, after taking an overdraft out I now pay £5 monthly. Thanks.
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