Reddannio vs B.Card **WON**

**reddannio** · 25th September 2007 14:16

Hi,

Sent my prelim. in for £490 in charges + £710 in CI. They credited my account for £205 + 8% interest icon

. My lba icon

is due today so gonna send that but should i acknowldege/reject settlement instead or as well as LBA ?

Cheers

Similar Threads:

**slick132** · 25th September 2007 15:05

If offer comes from the same address that your lba icon

is going to, include rejection of their offer in letter.

If different address, send seperate letter.

Slick

**reddannio** · 25th September 2007 16:41

Will do, cheers.

**reddannio** · 29th October 2007 09:20

Hi,

Barclaycard have sent me their final response after paying out £215 of my claim which is over £1000 with CCI. I was reading somewhere that its better not to claim using MCOL, why is this ?

What should i do next, is it the N1 form and if so can i include the CCi on here ?

cheers

**dpick** · 29th October 2007 09:53

Hi I reclaimed charges and CCI from crap1 below link to my thread that includes POC icon

I used

Also N1 is better than mcol as you can attach your POC gives you far more room for details

http://www.consumeractiongroup.co.uk...ighlight=dpick

all the best dpick

**slick132** · 29th October 2007 13:31

Hi Redd,

Did you send BC the rejection ltr mentioned on your last thread (I'll try and get the 2 threads merged - PLEASE stick to 1 then we can follow your case properly).

Form N1 is next, using the new POC icon

from the BC Sticky at the top of this forum. Update your SOC using the spreadsheet and use this and include the CI.

**livelylad** · 29th October 2007 16:41

2 threads merged please stick to this thread.

**reddannio** · 4th November 2007 14:25

LOL i didnt realise i had strated more than one thread. Cheers guys.

Yes i sent the rejection letter Lively. Do i get an N1 form from the court and enter that with my SOC ?

ALso, how much will i have to pay to enter the N1 form + costs etc. My claim is for around £1100. Funds are a bit tight at the minute.

Cheers
Red

**slick132** · 4th November 2007 15:14

Hi Red,

Get your form N1 from court or print from site. This should link - http://www.consumeractiongroup.co.uk...-claim-n1.html

Update SOC including int't to date, use New BC POC icon

from Sticky at top of BC forum.

For claim of £1 to 1.5K fee is £75 to File at court.

**reddannio** · 8th December 2007 17:08

Finally going to get round to entering my N1 next week. B.Card paid £200 of my balance and although i rejected this and asked them to take it out they didnt. I then had a huge car bill so had to use my b.card to pay some of this off. Should i now take this £200 off the 1K i am asking for or continue to court claim including this ?

Cheers
Red

**slick132** · 8th December 2007 22:44

Hi Red.

Enter your claim for the full amount, in case BC act on your Rejection letter at any time between now and settlement.

When it comes to them settling before court, make sure the £200 is taken into a/c.

**reddannio** · 26th December 2007 20:22

OK now im really confused again. Just spent ages updating my schedule of charges for N1 form and took ages to find the spreadsheet with CI. Now i need the 8% interest icon

figure as well, where do i find this !???

Also when ive finally got all this sorted how do i fill in the actual N1 form, i realise i attach the POC icon

but its asks for 'Brief details of claim'

, do you fill out the sheet in biro !??

**sea-sidelady** · 27th December 2007 17:50

If you are claiming CI, then you dont claim the 8% interest icon

aswell.

Here is a guide to help you fill in the N1 form.

http://www.consumeractiongroup.co.uk...st-885113.html

Put your own details. And put the CI interest instead of the 8%

You can fill it in with biro. Or you can fill it in on line, but print off what you need as it wont save.

Also please remember you need to do 3 copies of everything for court.

Your N1
POC icon

Spreadsheets.

And proof of benefits if exempt.

**reddannio** · 29th December 2007 12:48

Oh thats great, thanks very much/ Will let you know how it progresses.

Thanks again
Red

**reddannio** · 29th December 2007 14:18

N1 now all ready to be sent to court. Just one morew thing, should i send a copy of N1, POC icon

or latest SOC to B.Card ? or any of them ?

cheers

**Paintball** · 29th December 2007 19:15

Originally Posted by reddannio

N1 now all ready to be sent to court. Just one morew thing, should i send a copy of N1, POC icon

or latest SOC to B.Card ? or any of them ?

cheers

You don't need to send copy of you POC or N1 to Barclaycard (the Defendant) you take your 3 copies along to the court (or post them) and the court will retain 2 copies of each and hand over/post one copy of each to you for your own records. The court then writes to the Defendant (B/card) informing them that a claim is served against them, enclosing a copy of your claim against them and giving them a deadline by which to provide their own defence.
HTH ...

**sea-sidelady** · 29th December 2007 20:07

Can i just check that you used this POC icon

.

http://www.consumeractiongroup.co.uk...t-1140480.html

**reddannio** · 4th January 2008 01:11

Hi, yes i did use that POC icon

Seaside.

Am i bit worried now as i only posted off one copy to th ecourt, i printed off a further 2 but thought these were just for use if i actually had to attend a hearing. D'oh

**slick132** · 4th January 2008 01:37

Hi Red,

The Court may return the N1 with attachments and ask for all three sets to be sent back into court so they can be processed properly. They should stamp and return your copy, send a copy off to BC and keep a copy for the court file.

Don't worry - it'll get sorted and may just delay the issue of your claim by a few days.

**sea-sidelady** · 4th January 2008 01:43

Send them or take them in asap. If you send them, make sure you put in a cover note explaining you hadnt realised you had to submit 3 copies.

They will send you your copy back.

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