Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Court 24/09/07 -b/card **WON**

    hi
    i have recieved a letter from barclaycard offering less than half my claim and want to reject it . it does not say Full and finalicon settlement

    as a goodwill gestureicon and without any admission of l iability Barclaycard is prepared to credit your account with £48. the adjustment wll be confirmed on your March statement.

    please be advised that from 1 august 2006 barclaycard reduced ts penalty fee to £12 following a recommendation by OFT.

    i hope this now clarifies the situation..... if i have not heard from you within 8 weeks i will close my file in accordance with our usual practice.

    now ... my claim is for £120 plus i am n ot sure if they have actually put the £48 on my barclaycard as its a closed account and part of my dmpicon with CCCS.

    what should i write back t o them? and should i continue with the court process and state the full £120 or deduct the £48 if it has been credited?

    any help would be great here

    thanks

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  2. #2
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    dpick Highly informative dpick Highly informative dpick Highly informative dpick Highly informative dpick Highly informative dpick Highly informative dpick's Avatar

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    Default Re: Help Wth Rejectio Letter

    Hi use template letter to refuse/ accept as part paymeny and go ahead with claim. If they pay the affer then when claiming in court make it clear you have accepted this as part payment if no money proceed with full claim but make clear they have offered but not paid.

    dpick

    cannot find it A to Z

    http://www.consumeractiongroup.co.uk...hat-youre.html


    Halifax
    Paid in full £2295

    MBNA 20/03/2008 settled in full out of court

    Capital One
    07/07/2007 Capital one charges paid in full £1666
    19/01/2008 recovered PPI £2216 + costs

    Littlewoods
    12/08/2007 write off £1176.10 debt.

    JD Williams charges refunded in full £640

  3. #3
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    Default Re: Help Wth Rejectio Letter

    thank you
    LB


  4. #4
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    Default Notice of Issue Help needed

    hi

    i recieved a notice of issue regarding my claim against barclaycard, and it says they ave until 4 may (tomorrow) to reply.

    i havent heard anything from them so far. on what day do i go to court to enter judgement? i am going to the court at 9am to drop off other claim forms but read on another post that they have till 5pm to respond and some have responded beyond the time and its been allowed? i think!


  5. #5
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    Default HELP -court tomorrow with barclaycard!

    i am in court tomorrow with Barclaycard (petty amount - £129!!!!)

    however, when i recieved my letter telling me my court date there was no directions with it -just a court date - no bring a court bundle etc etc. I am confused!!! i dont want to turn up with no documents just in case!

    when i went to court with Barclaysicon on another case, i had a court bundle ready, plus an application for removal of a stay ... the whole works so not at all sure what ishould expect tomorrow now

    has anyone else recieved no directions ??:?


  6. #6
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    Default Re: HELP -court tomorrow with barclaycard!

    Hi LB,

    If your case is in PM, call court 1st thing to check all is ok.

    At least take a folder with all letters to and from BC, up to date SOC's and any other docs such as state'ts etc. relevant to your case.

    Check the letter giving you the court date - there should be some Directions or an indication of the reason for the hearing.

    Slick


  7. #7
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    Default Re: HELP -court tomorrow with barclaycard!

    thanks


    all it says is its been allocated to small claims and the hearing should take no more than 15mins- no directions no nothing!!!


  8. #8
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    Default Court Today -b/card Will Settle Help!

    I am in court at 2pm and rang Lit team who say the barrister will be there with the cheque, will we still have to go in front of the judge and how do i request a wasted costs order ? any help as to how i play this is appreciated

    LB


  9. #9
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    Default Re: Court Today -b/card Will Settle Help!

    i'm back, they settled mine and another claim before going into courtroom


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    Default Re: Court Today -b/card Will Settle Help!

    Great Stuff. Glad it all went well.


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    Default Re: Court Today -b/card Will Settle Help!

    4 thread merged.



    Apologies to people who I was in the process of helping, I may be gone some time.

  12. #12
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    Default Re: Court 24/09/07 -b/card **WON**

    Littlebea,

    Fantastic, did you come away with a cheque.

    Slick


  13. #13
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    Default Re: Court 24/09/07 -b/card **WON**

    no not a cheque, a promise of BACS transfer!


  14. #14
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    Default Re: Court 24/09/07 -b/card **WON**

    Hope it comes through quickly - let us know.

    Slick



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