Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I successfully claimed my charges back from a&l for £230 or so and they closed my account .... this was last year... I asked them for compensation for closing my account which I had only had for 6 months or so... and they said no... I chased through fos and last week received cheque for £200 with there sincere apologies...
I have a parachute account ready and was rather hoping they would close mine
But maybe you have taught them a lesson
Jan
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
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offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
Woo hoo that's fantastic news! COngratulations!. I'm interested in finding out about letters & your complaint procedure too. I'm not sure if they have actually "closed" my account - they only said they were withdrawing facilities or something - but someone who tried to collect a direct debit told me that they had been informed the account had been closed.
Same here on Tues. Couldnt get a statement or access my account on line. Went to the branch they said it was pending closure.Then they phoned colllections who said it was closed.
letter recieved yesterday saying account had been terminated.
Went to CAB yesterday who phoned them and was told it was closed and then that banking facilities had been withdrawn but they were still operating it ie. allowing money in but not letting me have access to the account. (account overdrawn by £26!)
A&L then insisted that for me to be allowed to withdraw money going in next week I had to agree to pay £75 per month for 6 mths and then they might let me have access again!
ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE either SPML/PML/LMC/SPPL; the following are DIRECT tel#s, of the investigating & prosecuting organisations:
DO NOT say you are from CAG-only directly affected or a concerned citizen. 1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633 2. CH : Lee Jenkins(prosecuting Amany Attia for SPML/PML) @ 02920 380 643 3. CH : Mark Youde(accounts compliance) @ 02920 380 955 4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108 (part of the Insolvency Service) investigating all the Lehman lenders 5. CIB : Jeremy Pilcher('unofficial'-consumer/company law) : @ 0207 637 6231
__________________ File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!
A&L closed account £200 received
and last week received cheque for £200 with there sincere apologies...
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fantastic - well done !
