Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: Carr Vs A&L

  1. #1
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    Default Carr Vs A&L

    Hi,

    I am trying to get charges back from A&L.

    I have sent prelim approach told to go away.

    Sent lbaicon and still told to go away.

    Since then I have incurred a lot more charges and I am planning to submit MCOL, however can I add the additional charges to the MCOL, or can I only add the original amount to the MCOL, as I am sure the banks do not check all these prelims they just send standard letter and bin it.

    Also I started this a while ago (3 months or more) and have been wondering about the case going through the court at the moment, wether or not this will affect the claim, or am I allowed to still claim my money back, as A&L seem to be a bit high on the old charges.

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  2. #2
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    Default Re: Carr Vs A&L

    Hi Rob
    If i were you i would not do a MCOL but rather go through the court direct as at this momment in time all MCOL cases are apparently being stayed, also whether you apply on line or through the court direct you will have to pay an amendmenticon fee to change the amount you are claiming for once court action has been started. Not sure of the name of the forms needed to do that or the amount but i know it wasnt that much. Sorry cannot be any more help but keep asking as there are plenty of helpful people on this site. Good luck!!


  3. #3
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    Default Re: Carr Vs A&L

    thanks for the advice, will have a look around for the forms needed to apply to the courts directly.

    HSBC :cry:
    Data Protection Act sent 25/05 - statements received 06/07
    First letter sent 07/07 - no response
    Second letter sent 26/07 - 70% offer - refused
    MCOL issued 01/09 - acknowledge 05/09.

    First Direct
    DPA sent 09/06 statements 22/06
    First Letter sent 23/06 - settled in full 28/06

    Timecard
    DPA sent 04/08 statements 12/09
    First Letter sent 12/09

    Marbles
    DPA sent 04/08 statements 24/08
    First Letter sent 25/08 - refused to pay
    Second Letter sent 26/08

    Egg
    DPA sent 04/08 - still awaiting

  4. #4
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    Default Re: Carr Vs A&L

    YEs you can download N1 form - all MCOL cases stayed - plus on MCOL no space to complete the new POCicon for Alliance and leicester- use these - they are in the "sticky threads" at top of A&L forum

    jan

    Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
    [IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
    offer from A&L 24/8/07 - after case stayed

    "What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery


    PROUD TO BE AN ORANGE

  5. #5
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    Default Re: Carr Vs A&L

    a quick question, I have seen my local court is staying all cases, is it better to apply directly to the court in person or is it better to put the cases through MCOL,

    or does it not really make any difference now as both are staying cases.

    HSBC :cry:
    Data Protection Act sent 25/05 - statements received 06/07
    First letter sent 07/07 - no response
    Second letter sent 26/07 - 70% offer - refused
    MCOL issued 01/09 - acknowledge 05/09.

    First Direct
    DPA sent 09/06 statements 22/06
    First Letter sent 23/06 - settled in full 28/06

    Timecard
    DPA sent 04/08 statements 12/09
    First Letter sent 12/09

    Marbles
    DPA sent 04/08 statements 24/08
    First Letter sent 25/08 - refused to pay
    Second Letter sent 26/08

    Egg
    DPA sent 04/08 - still awaiting

  6. #6
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    Thame -oxfordshire
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    Default Re: Carr Vs A&L

    file with local court - as you need to use new POCicon- mcol all stayed and even if they were not they would transfer to local court anyway.

    at least you will be ready when case is concluded - if it ever happens

    Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
    [IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
    offer from A&L 24/8/07 - after case stayed

    "What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery


    PROUD TO BE AN ORANGE


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