Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

+ Reply to Thread
Page 1 of 2
1 2 LastLast
Results 1 to 20 of 25
  1. #1
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default AllianceOne DCA/Barclaycard

    Hi all,
    Received a letter from AllianceOne again yesterday, same address on the letter
    c/o DO Group, PO Box 8743, 3 Phoenix Crescent, Bellshill ML4 3WU, telephone 0808 234 8174

    But address on back of the envelope is PO BOX 26206, Hamilton, ML3 0WD. Don't know if anyone recognises that.

    Any way they say

    "Our client has autorised us to reduce the balance of your over due account by 30%" This is over £2000 reduction. I never asked for a reduction?

    Now why would Barclaycard do that?

    they state "Upon receipt and clearance of you payment, we will not pursue you for the remaining balance and treat your debt as partialy settled. Your account will be considered closed and our clients records will be updated accordingly. As long as you haven't made other arragements to repay this dept, you are eligable for this offer" Don't know anything about any offer?

    They want payment by Credit Card or Cheque, payable to Barclaycard, sent to B/C payment dept in Bolton. So I don't think this bunch have bought the dept.

    I did CCA Mercers back in May and received nothing. Wrote to them and B/C again complaining, still heard nothing. Never said they were handing the account to this AllianceOne bunch and have stopped sending statements. Am still paying B/C a token pro-rata payment each month though, although they never formally agreed to it. But I send it anyway, shows willing if it goes to court

    The letter ends

    "contact us on the following number 0808 234 8174 to speak to an adviser".

    And of course no signiture or name.

    Would you say this is a last ditch attempt to recover monies due to them not have a correctly executed CCA or just further futile attempt to get me to telephone them?

    Any thoughts or advise please

    Similar Threads:

  2. #2
    Premium Royalties Account Holder
    Help the CAG!!
    Download our toolbar
    cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert Highly authoritative cerberusalert's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    May 2007
    I am in
    Muckle Flugga
    Posts
    32,560

    Default Re: AllianceOne DCA/Barclaycard

    If they treat your debt as partially settled it means that it isn't settled in full...ergo there's nothing to stop them chasing you further really. You need a written statement from them saying that the debt would be 'paid in full'.

    That aside, If you've CCA'd them & received nothing I read it that they can't provide the information, hence their 'wonderful' offer!

    Personally I'd hold tight & wait for the CCA to be produced (but don't hold your breath)

    Anthrax alert at debt collectors caused by box of doughnuts

    Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

    Vir prudens non contra ventum mingit


    17 Port & Maritime Regiment RCT
    Follows
    0
    Following
    0

  3. #3
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Quick up date on this one folks.
    Received a reply from Barclaycard about my complaint.
    They say
    "Barclaycard are no longer in possession of the account. Therefore, you should contact AllianceOne direct regarding the account"
    So it would appear they have sold a disputed accounticon on to this american lot.
    Sent AllianceOne a CCA Requesticon 13/09/07. Phone has never stopped ringing since, even though I said "Communiction in writing only"
    Home phone, mobile, texts, voice mails, you name it I have had it. Have binned the mobile sim card, sick of it ringing.
    All you get in the voice texts in
    "This is Randy ( in a dodgy american accent) call me immediately on my freecall number."
    All this harrassment just because I ask for a copy of the CCA.
    Bring it on boys.


  4. #4
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Quick up date on this one folks.

    AllianceOne signed for CCA Requesticon 21/09/07.

    No written response as yet, just a couple of calls from "Randy" again, which are recorded messages. I have listened to them back and they are all identical, so not even a real person calling.

    I think the wages must be better in the USA for these DCAicon call centre ops. As only had two letters and about 4 calls in two months, so obviously not commission based wages.

    Clock in ticking boys.


  5. #5
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Finally got a reply from Barclaycard in my response to my CCA Requesticon to AllianceOne.

    Dear Mr X

    Please find enclosed a copy of the original application as requested by AllianceOne.

    Your sincerley
    Linda McQuiggan
    Barclaycard Recoveries.

    Right, this is not what I requested I asked AllianceOne for;

    1. - True copy of original credit agreement
    2. - Statement of account
    3. - Copy of the executed deed of assignment from (Barclaycard) and (AllianceOne)
    4. - Fair Processing Notice.


    What they have sent is this;



    Now I know you will not be able to read it, neither can I, it is a rubbish photocopy of a 'pre-appoved application'. Barclaycard say as much in their letter.
    The only thing that is clear on it is the name and address which is printed on and this is perfect, so inclined to think this has been pasted on recently.

    There is no interesticon rates.
    No terms and conditions.
    No signiture by Barclaycard. from what I can read from the black smudges.

    All it has on it apart from my details is ;

    Payment protection Plan info
    Barclay card Protection info
    A bar code sticker thing with my name printed on it
    A signiture box (for me)
    personal dataicon info. Thats it.

    The dates of the application and the address at this time is correct, as are the bank account details at the time and the signiture box (which is my signiture) says; 'this is a credit agreement regulated by the consumer crediticon act 1974'.

    Now I have read on other posts that this is the norm for Barclaycard to send out application form as CCA's. So would I be correct in the assumption that this is not an enforcable agreement?

    I have received nothing else from either AllianceOne with regards to the statement of account or deed/notice of assignment.

    So do I just sit and wait to see if they try to enforce this rubbish they have sent or write back to them saying it is not what I asked for.

    As Barclaycard have told me previously they are 'no longer in possession of my account' I presume all correspondence should go to AllianceOne.

    I await you input folks.
    Alf


  6. #6
    Royalties Account Holder
    Help the CAG!!
    Download our toolbar
    pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    13,465

    Default Re: AllianceOne DCA/Barclaycard

    Right, where do i start,

    Basically Alf, what they have sent, if its illegible then you have them by the Danglies as there are regulaitons which set out how copy document should be.

    the consumer crediticon (Cancellation Notices and Copies of Documents)
    Regulations 1983 (SI 1983/1557)

    states.....

    2 Legibility of notices and copy documents and wording of prescribed Forms
    (1) The lettering in every notice in a Form prescribed by these Regulations and in every copy of an executed
    agreement, security instrument or other document referred to in the Act and delivered or sent to a debtor, hirer or surety
    under any provision of the Act shall, apart from any signatureicon, be easily legible and of a colour which is readily
    distinguishable from the [background medium upon which the information is displayed].
    (2) The wording of any Form prescribed by these Regulations shall be reproduced in copies of unexecuted or executed
    agreements or in Notices of Cancellation Rights sent [by an appropriate method] under section 64(1)(b) or (2) of the Act
    without any alteration or addition, except that--
    (a) the creditor or owner may enter the name and address of the debtor or hirer in any Cancellation Form prescribed
    by these Regulations; and
    (b) every Form shall be completed in accordance with any footnote

    so there you go, what they have sent is not compliant

    time to put a flea in their ear

    Regards

    paul



  7. #7
    Royalties Account Holder
    Help the CAG!!
    Download our toolbar
    pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    13,465

    Default Re: AllianceOne DCA/Barclaycard

    oh and thats for starters, there are many more problems with what they sent



    Basically



    all i can say



    about it




    is



    ITS TOTALLY


    UTTERLY


    COMPLETELY


    UNENFORCABLE


  8. #8
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    diskmandave Authoritative diskmandave Authoritative diskmandave Authoritative diskmandave Authoritative diskmandave Authoritative diskmandave Authoritative diskmandave Authoritative diskmandave Authoritative diskmandave Authoritative diskmandave Authoritative diskmandave Authoritative diskmandave's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    I am in
    Ashton under Lyne
    Posts
    4,947

    Default Re: AllianceOne DCA/Barclaycard

    Paul has just about said all that needs saying on this one!

    The "agreement" is worse than what they sent to me, and that's saying something!!
    http://www.consumeractiongroup.co.uk...aycard-x2.html

    Good luck with it!

    If my post was helpful don't forget to click the star!

    Advice is offered freely, without liability and without prejudice.
    If in any doubt professional legal advice should be sought.

    I do not profess to be in any way legally trained, I am a big
    oily truck driver and all I know has been learned within the
    Consumer Action Group.

    FAQ's
    http://www.consumeractiongroup.co.uk...se-read-these/

    Trying to stop smoking?
    http://www.consumeractiongroup.co.uk...-smoking-here/

    A dummies guide to the forums
    http://www.consumeractiongroup.co.uk...i-dummies.html

    --
    KEEP WILDLIFE IN THE WILD

    http://www.bornfree.org.uk
    BORN FREE FOUNDATION
    --

    Follows
    0
    Following
    0

  9. #9
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Who would I address the reply letter to in this case.

    Alliance One who I sent the request to
    or
    Barclayshark, who sent the application form quoting " as requested by AllianceOne"

    Barclayshark previously told me they no longer manage my account and to correspond with AllianceOne.


  10. #10
    Royalties Account Holder
    Help the CAG!!
    Download our toolbar
    pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    13,465

    Default Re: AllianceOne DCA/Barclaycard

    Alf,

    if its allianceOne that are pestering you then thats who you go after,

    Regards
    paul


  11. #11
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Right thanks again Paul.


  12. #12
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Will edit this in a minute, just checking that the forum is working correctly now.


  13. #13
    Royalties Account Holder
    Help the CAG!!
    Download our toolbar
    pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    13,465

    Default Re: AllianceOne DCA/Barclaycard

    yep its working at the mo Alf


  14. #14
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Obiously not because this post is now in Barclaysicon bank section.
    Congrats on the promotion to Mod m8.

    My posts are not showing in the correct sections. Also half of my posts are missing from my user CP? I don't recieve no emails about replies and when I add to the posts they don't show up as a new post in the correct section so I can't find where the are to add to them.

    Any ideas what is wrong M8?

    Follows
    0
    Following
    0

  15. #15
    Site Team slick132 Highly authoritative slick132 Highly authoritative slick132 Highly authoritative slick132 Highly authoritative slick132 Highly authoritative slick132 Highly authoritative slick132 Highly authoritative slick132 Highly authoritative slick132 Highly authoritative slick132 Highly authoritative slick132 Highly authoritative slick132's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2007
    I am in
    Planet Thanet, Kent
    Posts
    23,729

    Default Re: AllianceOne DCA/Barclaycard

    After the glitch over the w/e, there may be continuing problems which are being worked on to reseolve asap.

    Post what you want here and, if the thread needs moving, it'll be done.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.
    Follows
    0
    Following
    0

  16. #16
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Right here we go again with this Barclayshark account.
    I sent Alliance One a Formal Complaint on 12 November 07, telling them that what B/C had supplied as an agreement was nothing of the sort (see earlier posts) and included a S10 Notice with it.

    Have not heard a dicky bird from them since. Then this morning a letter from the Moorcroft Numpties.

    Dear Mr X

    We have been instructed by Barclaycard.
    To collect your overdue account debt of £XXXX.XX. (This amount is actually less than it was with Alliance One for some reason by a couple of quid, but I have made no payments to them)?

    It is a legal requirment to send a notice of INTENDED LITIGATION before proceedings in the county courticon is issued. This letter fulfils this requirment even if it is not actually read by you.

    To prevent legal action from being taken it is essential that you settle this debt without delay. Payment should be submitted in full within 7 days or contact made with this office immediately, by telephone on 0161 475 2822 or by letter, with your payment offer. Failure to contact us by 10.00am on 15/02/08 will result in legal proceedings being issued against you without further notice.

    We would draw to your attention that if judjement and an order for repayment in full is obtained and remains unpaid enforcement of the debt will be sought by one or more of the following procedures.

    Warrant of execution by bailiffs against goods owned.
    Application for attachment of earnings order with your present or future employer.
    Application for a charging order on any property you mayown or are purchasing under a morgage.

    We would emphasise that should judment be entered against you this will affect any future credit application you will make elsewhere. we would also draw your attention that all legal costs incurred will be payable by the debtor.

    Payment in full must be sent NOW to "Moorcroft Debt Recovery" with this letter to the above address.

    A J Martin
    Debt Recovery Manager.

    So what is the next course of action with these idiots?
    The usual, no cca, go away or something a little stronger?

    Thanks for the help guys.


  17. #17
    Royalties Account Holder
    Help the CAG!!
    Download our toolbar
    pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative pt2537 Highly authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    13,465

    Default Re: AllianceOne DCA/Barclaycard

    Hi Alf,

    ive moved your thread back to the general debt forums.

    you should get the help you need there

    regards
    paul


  18. #18
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Cheers Paul, there is another of mine in the Barclaysicon section that need moving here too , entitled
    Barclaycard/Mercers/Scotcall.
    Thanks.


  19. #19
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative alfwithhair Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    3,603

    Default Re: AllianceOne DCA/Barclaycard

    Quote Originally Posted by alfwithhair View Post
    Right here we go again with this Barclayshark account.
    I sent Alliance One a Formal Complaint on 12 November 07, telling them that what B/C had supplied as an agreement was nothing of the sort (see earlier posts) and included a S10 Notice with it.

    Have not heard a dicky bird from them since. Then this morning a letter from the Moorcroft Numpties.

    Dear Mr X

    We have been instructed by Barclaycard.
    To collect your overdue account debt of £XXXX.XX. (This amount is actually less than it was with Alliance One for some reason by a couple of quid, but I have made no payments to them)?

    It is a legal requirment to send a notice of INTENDED LITIGATION before proceedings in the county courticon is issued. This letter fulfils this requirment even if it is not actually read by you.

    To prevent legal action from being taken it is essential that you settle this debt without delay. Payment should be submitted in full within 7 days or contact made with this office immediately, by telephone on 0161 475 2822 or by letter, with your payment offer. Failure to contact us by 10.00am on 15/02/08 will result in legal proceedings being issued against you without further notice.

    We would draw to your attention that if judjement and an order for repayment in full is obtained and remains unpaid enforcement of the debt will be sought by one or more of the following procedures.

    Warrant of execution by bailiffs against goods owned.
    Application for attachment of earnings order with your present or future employer.
    Application for a charging order on any property you mayown or are purchasing under a morgage.

    We would emphasise that should judment be entered against you this will affect any future credit application you will make elsewhere. we would also draw your attention that all legal costs incurred will be payable by the debtor.

    Payment in full must be sent NOW to "Moorcroft Debt Recovery" with this letter to the above address.

    A J Martin
    Debt Recovery Manager.

    So what is the next course of action with these idiots?
    The usual, no cca, go away or something a little stronger?

    Thanks for the help guys.
    Regards
    Alf


  20. #20
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    Curlyben Authoritative Curlyben Authoritative Curlyben Authoritative Curlyben Authoritative Curlyben Authoritative Curlyben Authoritative Curlyben Authoritative Curlyben Authoritative Curlyben Authoritative Curlyben Authoritative Curlyben Authoritative Curlyben's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2007
    Posts
    6,431

    Default Re: AllianceOne DCA/Barclaycard

    Well that's an easy one.
    Throw this at Moorcroft:

    Edit as needed
    ACCOUNT IN DISPUTE
    Dear Sir or Madam,
    Account number: XXXX XXXX XXXX XXXX

    I must admit that I am rather bemused as to why this account has been passed to yourselves, as it is in dispute with the **original creditor/DCAicon** and has been since DATE 2007.
    Not only is this a breach of OFT collection guidelines, but also in breach of the consumer crediticon Act 1974 and Data Protection Act 1998

    My last letter from **original creditor/DCA** was DATE and intimated that my complaint would be
    resolved on **DATE**, this obviously hasn’t happened.
    As **original creditor/DCA** are now in default of my Consumer Credit Act request, OFT Collection Guidelines, *Subject access requesticon and have also breached *s10 Data Protection Act request , I consider this account to be in SERIOUS DISPUTE.

    As you are aware while my Consumer Credit Act request remains in default enforcement action is NOT permitted, under s127 this constitutes a complete defence at law.

    Consequentially any legal action you pursue will be averred as both UNLAWFUL and VEXATIOUS.

    Now I would respectfully suggest that this account is returned to the **original creditor/DCA** for resolution of these defaults and breaches, as **New DCA** cannot lawfully pursue any enforcement activities.

    If **New DCA** chooses to ignore my dispute and attempt enforcement, I will initiate legal action and file reports with the appropriate authorities, including, but not limited to, Trading Standards, Office of Fair Trading, Information Commissioners Office, Financial Ombudsmanicon Service and possible court action.

    After taking advice, I am of the opinion that any continued pursuit is in violation of the Administration of Justice Act 1970 section 40 as well as breaching a number of the OFT Collection Guidelines

    I hope that this will not be necessary and an acceptable solution can be accomplished.

    I would appreciate your due diligence in this matter.
    I look forward to hearing from you in writing.

    Yours faithfully
    *- Delete as needed
    Enjoy

    Be VERY careful whose advice you listen too
    Follows
    0
    Following
    0


Viewing CAG on a small screen? Switch to the mobile version of the site

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE