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Hi guys, could do with a bit of advice before I start this claim. We have a credit card that we initially took out 6 years ago with Nothern Rock, about 2 years ago the statements started having Co-op printed on them alongside Northern Rock. A new card received last month has Northern Rock on it but the automated phone line says Co-operative bank.
In June 2003, the Co-Op acquired Northern Rock's credit card balances. The acquisition resulted in Northern Rock transferring its existing credit card portfolio of 90k+ accounts to the bank.
Since Northern Rock is still a 'going concern' I would suggest you claim against them. If, at a later date, the Co-Op make it clear they are responsible, then you can alter things accordingly.
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Northern Rock or Co-op?
ago with Nothern Rock, about 2 years ago the statements started having Co-op printed on them alongside Northern Rock
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