Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
[IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
[IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
[IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
HBOS, the UK's fourth-biggest bank, is being threatened with a winding-up order for failing to repay some customers' overdraft charges.
A claims management company, Robertson Holbrook, says it will take the action because the bank has ignored judgements made by Cardiff county court.
Ten of the bank's customers are owed a total of £45,643 after HBOS failed to defend their claims in court.
However, the bank said the threat of being wound up had no merit.
"We have received the letter and our legal team are currently reviewing it," said a bank spokesman.
"We have not ignored the claims and we will be telling Robertson Holbrook that very shortly."
HBOS said it had already paid more than £21,000 in the claimants' accounts and that it had no record of any judgements against it. Claims
Robertson Holbrook, a claims management firm registered with the Ministry of Justice, has taken on about 3,500 claims against HBOS alone.
The 10 claims in question - ranging from £1,900 to £8,400 - were heard at Cardiff county court in early August and led to judgements against the bank when it failed to turn up to defend them.
The bank has yet to pay up, so the claims management firm will now start winding-up proceedings to get the money.
"We will serve the papers on them today or tomorrow," said spokesman Tim Russell.
"We have to get them up to the head office in Halifax," he added.
Asked why the firm was not simply sending in bailiffs, he said: "We have found the bailiffs in Halifax to be a bit wanting." Winding up
Under the Insolvency Act, winding-up will start if the HBOS does not comply with the Cardiff court judgements within 21 days.
Mr Russell said there had been absolutely no response so far.
"It is the arrogance of them, putting themselves above the law, it is so frustrating." bailiffs have made visits to the HBOS headquarters in Halifax before, in pursuit of other claims, but this is thought to be the first time it has been threatened with a winding-up order. Marc Gander of the Consumer Action Group said: "The pattern of the bank's behaviour is completely in line with our experience. "They have been obstructive and arrogant, both of the customer and the legal system."
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
[IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
today in the newspaper A&L have announced new charging structure
just in time for the OFT case conference in October- dont you think?
jan
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
[IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
[IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
[IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery