Thread: Barclaycard PPI

Been going thru Mrs Trojan's satements checking for charges etc but unlike me, always been good .

However, I've noticied that PPI has been charged monthly obviously varying amounts depending on o/s balance.

Now, we cannot recall ever requesting this (unless Mrs T ticked box in error ) as I've never been an advocate for such cover and would not have recommended inclusion. I've asked BCard to confirm when requested and that they refund in full. I expect the usual fob off reply. So a couple of questions ;-

1. Do I then send SAR for copy of agreement/app form ?
2. The PPI is added to the balance so if not paid off in full, I assume interest would be added. If so, can I therefore ask them to include this within the amount I'm reclaiming ?
3. How succesful have people been doing this ?

Could be the start of another crusade !!!

Thanks

Trojan

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Originally Posted by Trojan1401

Been going thru Mrs Trojan's satements checking for charges etc but unlike me, always been good .

However, I've noticied that PPI has been charged monthly obviously varying amounts depending on o/s balance.

Now, we cannot recall ever requesting this (unless Mrs T ticked box in error ) as I've never been an advocate for such cover and would not have recommended inclusion. I've asked BCard to confirm when requested and that they refund in full. I expect the usual fob off reply. So a couple of questions ;-

1. Do I then send S.A.R - (Subject access request) for copy of agreement/app form ?
2. The PPI is added to the balance so if not paid off in full, I assume interest would be added. If so, can I therefore ask them to include this within the amount I'm reclaiming ?
3. How succesful have people been doing this ?

Could be the start of another crusade !!!

Thanks

Trojan

Hello Trojan,

Welcome,

The SAR comes under the Data Protection costs £10 and I am sure you know they have 40days to comply. They should give you all information regarding your o/h account. Failure to comply is reported to the information commissioners office and you can issue a N1 in court to get your info

The CA request comes under the Consumer Credit Act costs £1 and they have 12 working days and a further 1month to comply. They must send a true copy of the agreement. Failure to comply is reported to the Office of fair trading and trading standards.

anyway here hoping they come back with a positive letter