Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 17th June 2006 12:10 #1
    michelefauk michelefauk is offline
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    Default quote from a friend

    Don't know if this is relevant or not, my friend's sister works for a bank and my friend told her all about my campaign to get my charges refunded and this site, and asked her is she was aware of it. She said they have been snowed under with requests for refunds, her bank have been told that they are to stall as long as they can but then pay up at the court stage as there is no defence really. She also is in total agreement with this site and what we are all doing and told my friend to tell me to go for it! She also said that it costs £1.20 in costs to the bank if a DD or cheque bounces so she thinks the £30 odd quid we get lumbered with is appalling.

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  2. 17th June 2006 18:38 #2
    woolfie woolfie is offline
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    Default Re: quote from a friend

    Can you tell us what bank she works for? That would be really helpful!!

    Thanks for the info

    If you are happy with the advice i have given please click the scales of justice above and give me a vote!! Thanks.

    Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.




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  3. 17th June 2006 21:40 #3
    reload reload is offline
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    Default Re: quote from a friend

    I'd give short odds on Lloydsicon

    reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.
    reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.
    reload vs Capital One - £456.57 Settlement Reached 14/07/06.
    reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

    Lloyds Bank - The Template Response Letters!

    Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  4. 17th June 2006 22:11 #4
    michelefauk michelefauk is offline
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    Default Re: quote from a friend

    She works for Lloydsicon TSB. Hope this helps!

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  5. 17th June 2006 22:20 #5
    alanfromderby alanfromderby is offline
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    Default Re: quote from a friend

    Thanks for that snippit...very interesting.

    Alan, Derby, UK.



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  6. 17th June 2006 22:39 #6
    Movingon Movingon is offline
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    Default Re: quote from a friend

    Although would be far more useful with a full dated and signed statement which would be admissable evidence in a court...

    What do you mean, she won't do that?! LOL...

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  7. 17th June 2006 23:31 #7
    reload reload is offline
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    Default Re: quote from a friend

    He shoots, he scores!

    In all seriousness though, thanks for that snippet - pretty much confirms exactly what most of us thought

    reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.
    reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.
    reload vs Capital One - £456.57 Settlement Reached 14/07/06.
    reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

    Lloyds Bank - The Template Response Letters!

    Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  8. 18th June 2006 12:54 #8
    michelefauk michelefauk is offline
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    Default Re: quote from a friend

    How did you know it was Lloydsicon?? just curious!

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  9. 18th June 2006 13:12 #9
    reload reload is offline
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    Default Re: quote from a friend

    Just a lucky guess, plus it seems to be exactly what Lloydsicon have been doing, judging on the ongoing claims on the Lloyds forum

    reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.
    reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.
    reload vs Capital One - £456.57 Settlement Reached 14/07/06.
    reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

    Lloyds Bank - The Template Response Letters!

    Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  10. 18th June 2006 22:08 #10
    elsinore elsinore is offline
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    Default Re: quote from a friend

    Michele, do you think your friend's sister be persuaded to become an ex-employee?

    She could then comply with Stonelaughter's suggestion!!

    We could find a job for her, couldn't we gang?

    Elsinore

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