Hi Everyone

I am looking into claiming against Capitol Bank who don't seem to be around anymore. Does anyone know if they changed hands,so to speak ?

I had an account/overdraft/loan/credit card with them a number of years ago which resulted in me getting way into debt. I believe the solicitors they used were Geoffrey Parker Bourne.

Any info would be great.

Thanks.

I've just Googled and found Capital Bank, which appears to be a loan company.

Click on the link......

http://www.guaranteed-uk-loans.co.uk/app02/index.php

Or there is Capital One Bank PLC.

Cannot find any more without more information.

Hope that this is of some help to you.

Alternatively, try contacting Geoffrey Parker Bourne themselves. The following link will give address, etc..........

http://www.gpblaw.co.uk/contentok.php?id=12

Ask them how you can contact the bank.

If the bank was taken over or absorbed into another bank, they might be able to give you the information to enable you to contact them.

If the bank was just disolved then you're out of luck.

Good luck. Hope you find them.

Capital Bank are part of Halifax Bank of Scotland. As far as I'm aware they are still very much around.

Hi,

Thanks for that.

I do remember now that they were part of Bank of Scotland. I've been trying to find out how I can contact them, I've found Capital Bank Motor plc and Capital Bank Marine ??! Does anyone know of a central Capital Bank Head Office address I can write to ?

Many thanks for your help.

I'm also reclaiming charges from Capital Bank Group (motor).. they sent me a statement of my old car loan the other day. Note this is spelt Capital, NOT Capitol

Address on footer is City House, City Road, Chester CH88 3AN

Direct line 0845 606 1654

It is this address that i have sent all my letters and faxes to.

Note: They are part of Bank of Scotland Group NOT Royal Bank of Scotland

Registered Office for Capital Bank plc (Co. No. 392902) is Capital House, Queens Park Road, Handbridge, Chester CH88 3AN

All the leasing and Asset Finance companies are registered at:

Thistle House, City Road, Chester CH88 3AN

The Scottish Companies are registered at:

Bank of Scotland, level 1, Citymark, 150 Fountainbridge, Edinburgh EH3 9PE

I faxed their Recovery Section on 01244 693911 and requested a statement of all transactions (without sending them the £10) and it was supplied within about 3 days through the post. No letter with it though, just the statement... I guess they know what's coming ;-)

Great information,thanks !

I'm going to fax them today and see what happens..... Will keep you posted

Thanks again

Hi everyone,

I'm new to this particular forum, as i've just finished a claim with Lloyds, I thought i'd start on Capital Bank. Not sure if this is the right forum but i'm under the impression it's part of the BOS.

Anyway sent off SAR on 16 March to Capital Bank, so 40 days are up on 25 April.

Waht I was wondering, i've read the sticky regarding how long banks keep information, but I've not come across anyone who has claimed against Capital Bank. Also, as Halifax and BOS have merged, does his have any effect on my claim against Capital Bank ?

Many thanks

Katie

Actually after reading what threads I could regarding claim against Capital Bank, I've noticed that these are all car loans. I held a credit card and loan with them. Are we all talking about the same Capital Bank, City House, Chester ?

Thanks

Katie

Does anyone re above ?

Thanks

Katie

Hi, In the Other Institutions Forum there is an Address for Capital Bank.

Capital Bank Public Limited Company

Capital House

Queen's Park Road

Handbridge

Chester, Chesire

CH88 3AN

Don't know if this helps any.

Regards.

Scott.

Hi,

I sent the SAR to Capital Bank at

Capital Bank PLC

Capital House

City Road

Chester CH88 3AN

I've had no response and the 40 days time scale is up. Should I continue to send the non compliance letter to this address or could it be they have moved re last message ? Should I send it to that one instead ?

Many thanks

Katie

Hi, Katie.

You should send it to the address you have already used, both addresses are almost identical, post code ect. Its probably all the same office. The address I have given you above is the one a Moderator has posted as a sticky for Capital Bank.

Best wishes.

Scott.

Hi everyone,

I thought i'd update you where I am at. I sent SAR off as my first message, 40 days were up on 25 April. A week later, I got a letter from HBOS asking me to confirm my identity. No probs, did this and then started the 40 day limit again. This 40 day limit was up on 17 June, so yesterday I called Mr Mayo at HBOS who sent me the original letter and he advised that my documents will still take another 1-2 weeks. The account ran from 1997-05. Do you think it's worth taking it to OFT or sit and wait ?

Many thanks

Katie

any news kkatiew ????

Hi kkatiew

Do you happen to have a contact number for Mr Mayo. Do you know what team he works in?

It would be good to know what they said about you asking for banking details more than 6 years old.

Sorry for the questions but it adds to the current picture. Good Luck!!

Hi

Did BoS refer you to Capital Bank? Was the credit card thing called a Preference Account with overdraft facility and cash withdrawal facility?

Sorry, more questions I know, but I had a preference account and it was a stinker!! I have that on my agenda,

Could it be: Capital One Bank ????

Hi everyone,

I am still waiting for my docuements. I am waiting until next Monday when the 2 weeks are up and then if no info arrives then I shall be ringing them again.

Viktor Mayo/Lisa Jagger are based in the Data Subject Access Request Team in Halifax HBOS.

The account in question was a prefernce account with cheque and overdraft etc. It was passed on to a credit collection agency eventually. I do have a direct number for Mr Mayo if you need it.

Dusary - This is Capital Bank which is now part of HBOS, not Capital One (They're next!!)

HI everyone,

Today I received my 'statements' from HBOS regarding my preference axxount with Capital Bank. Basically, it's reams of paper saying name, address etc and a balance brought forward figure for each month. Its doesn't show me any transactions, charges or anything. Does this sound right ?

Katie

No it doesn't sound right.

Did you send £10 with a SAR?

Yes I sent the SAR with the £10 fee which was acknowledged.

Then I would send the non compliance letter next.

Hi everyone,

 

I thought i'd update you where I am at. I sent S.A.R - (Subject Access Request) off as my first message, 40 days were up on 25 April. A week later, I got a letter from HBOS asking me to confirm my identity. No probs, did this and then started the 40 day limit again. This 40 day limit was up on 17 June, so yesterday I called Mr Mayo at HBOS who sent me the original letter and he advised that my documents will still take another 1-2 weeks. The account ran from 1997-05. Do you think it's worth taking it to OFT or sit and wait ?

 

Many thanks

 

Katie

Just noticed the bits I have highlighted.

Why have they been given the SECOND 40-day time limit?

I had a reply to another thread from a previous claim which said 'Your appication is only complete once you have satisfied their reasonable identity requirements'.

I took this as once they are happy with my identity then I preoceed with the 40 days limit.

Many thanks

Katie