Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am looking into claiming against Capitol Bank who don't seem to be around anymore. Does anyone know if they changed hands,so to speak ?
I had an account/overdraft/loan/credit card with them a number of years ago which resulted in me getting way into debt. I believe the solicitors they used were Geoffrey Parker Bourne.
Ask them how you can contact the bank.
If the bank was taken over or absorbed into another bank, they might be able to give you the information to enable you to contact them.
If the bank was just disolved then you're out of luck.
Good luck. Hope you find them.
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I do remember now that they were part of Bank of Scotland. I've been trying to find out how I can contact them, I've found Capital Bank Motor plc and Capital Bank Marine ??! Does anyone know of a central Capital Bank Head Office address I can write to ?
I'm also reclaiming charges from Capital Bank Group (motor).. they sent me a statement of my old car loan the other day. Note this is spelt Capital, NOT Capitol
Address on footer is City House, City Road, Chester CH88 3AN
Direct line 0845 606 1654
It is this address that i have sent all my letters and faxes to.
Note: They are part of Bank of Scotland Group NOT Royal Bank of Scotland
Registered Office for Capital Bank plc (Co. No. 392902) is Capital House, Queens Park Road, Handbridge, Chester CH88 3AN
All the leasing and Asset Finance companies are registered at:
Thistle House, City Road, Chester CH88 3AN
The Scottish Companies are registered at:
Bank of Scotland, level 1, Citymark, 150 Fountainbridge, Edinburgh EH3 9PE
I faxed their Recovery Section on 01244 693911 and requested a statement of all transactions (without sending them the £10) and it was supplied within about 3 days through the post. No letter with it though, just the statement... I guess they know what's coming ;-)