Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    Default Cahoot Credit Card Owes...

    Hi All,

    I am at the court stage with a Cahoot Credit Card, would a case against a credit card get the same brushing off (Stay pending OFT outcome...) as a bank account does anyone know?

    I was going to wait before proceding as I have had quite a bit of money put on hold in court fees due to the OFT case with regard to suing bank accounts and don't want to invest yet more money to be given a stay...

    My Sister-In-Law got a settlement through last week from a credit card, which prompted me to see if the stay applies to Credit Cards.

    Any Help Would be greatly appreciated.


    Many Thanks


    Chris.

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  2. #2
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    Default Re: Cahoot Credit Card Owes...

    The stay doesn't apply to credit cards but some judges are confused and are staying these, of course if they do you can argue against a stay...


  3. #3
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    Default Re: Cahoot Credit Card Owes...

    Hi All,

    I have submitted my N1 court forms for my Cahoot claim and have had a letter saying they are going to defend. There is a copy of their defence with the letter.
    Can someone tell me please what my next step is?
    I presume I have to counter this, do I have to submit anything or will the court send me something to fill in?

    Thanks in advance for your help

    Cheers.


    Chris.


  4. #4
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    Default Re: Cahoot Credit Card Owes...

    Hi All,

    I have submitted my N1 court forms for my Cahoot claim and have had a letter saying they are going to defend. There is a copy of their defence with the letter.
    Can someone tell me please what my next step is?
    I presume I have to counter this, do I have to submit anything or will the court send me something to fill in?

    Thanks in advance for your help

    Cheers.


    Chris.


  5. #5
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    Default Re: Cahoot Credit Card Owes...

    Hi, how did you get on with Cahoot?


  6. #6
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    Default Re: Cahoot Credit Card Owes...

    Hi Jellybabe!

    Cahoot were very defiant, sending many letters about their intention to defend claim in court and which solicitors they'd be using and many other ways of posturing to make me think I wouldn't get a penny...

    ...as with all the other institutions I'd tackled they folded at the last minute and paid up in full. Cahoot were by far the most difficult to deal with, but stick with it and they are still stuck without any defence for their actions...


  7. #7
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    Default Re: Cahoot Credit Card Owes...

    Thanks for that. Will deff stick with it. They owe me just over £1000!

    Can i ask you what adress you used please? I used the Friars House one, but it got redirected?? Maybe i got the wrong postcode or something?

    My thread is here:
    http://www.consumeractiongroup.co.uk...edit-card.html


  8. #8
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    Default Re: Cahoot Credit Card Owes...

    Hi Jelly,

    Get em sorted; they'll pay up if you stick at it...


    This is the address I used:

    CAHOOT
    Friars House
    PO Box 1981
    Coventry
    CV1 2ZD


    I also found this address on my credit report:

    FRIARS HOUSE, PO BOX 1982, COVENTRY, CV1 2BR


    Hope this helps,


    Cheers


    Chris


  9. #9
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    Default Re: Cahoot Credit Card Owes...

    Thanks again,
    I used the same adress as you then, but Royal Mail said it had to be redirected?? So it took 2 days longer to reach them.
    I think i stick with the same adress.
    Thanks again


  10. #10
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    Default Re: Cahoot Credit Card Owes...

    I'm also at the court stage. Received e-mail this moring within 4 days of sending lbaicon. Also they replied within 4 days to my prlim - so far they are the easiest on my "Target list".

    It's only for £123.00 (+13.90 interesticon).

    I expect the usual defence like Halifaxicon did but they will give in closer to the court date.



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