Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i am trying to help my mum with 2 barclay cards, after SAR letter and fee paid we recieved statements going back 6 years, unfortionatly all they show is running balance, payment of !0.00 per month and interest debited of roughly £45.00. so for the last 6 years she has paid them £10.00 per month and the debt just keeps going up. one debit has been charged off on the 30th mar 2007 at 491.62
the second has been charged off on the 30th march 2007 at 2658.10
my mum has no income and my dad only his pension any help would be appreciated thanks les
Get in touch with them immediately. Ask them to freeze the interest and discuss a minimum monthly payment that can be afforded. Make sure it is affordable. You will need income and expenditure details.
You need to be polite and firm and have their permission to act on their behalf. Cut the card (s) up and return them. Confirm everything in writing and keep copies of the correspondence.
Please post and update us. People on here will keep you on the right track. I will post some other useful links later.
Do this first then tackle the credit charges.
Good luck!!
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.
Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.
Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-
contacted the solicitors acting for barclay card after showing them my mums income £22.30 pension they have agreed to close both barclay accounts and mark them as settled.
k65's mum v barclaycard help needed please
letter and fee paid we recieved statements going back 6 years
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