Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 23rd August 2007 10:44 #1
    LS123 LS123 is offline
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    Default LS123 V Hfax CC PPI

    Hello

    I am just starting out on my Hubby's claim for PPIicon on his Halifaxicon credit card and am trying to find a lbaicon template - does anyone have one?

    Many thanks

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  2. 23rd August 2007 10:47 #2
    ukaviator ukaviator is offline
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    Default Re: LS123 V Hfax CC PPI

    Hi LS123

    There is a template here in post 1 half way down you could modify.

    http://www.consumeractiongroup.co.uk...claimants.html

    uk

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  3. 23rd August 2007 10:51 #3
    LS123 LS123 is offline
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    Default Re: LS123 V Hfax CC PPI

    Hi UK

    Thank you for responding - I am actually looking for an lbaicon as I sent a prelim 2 weeks ago.

    I am just going to adjust the one from the bank charges forum I think.

    Many thanks

    LS

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  4. 18th October 2007 16:50 #4
    LS123 LS123 is offline
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    Default Re: LS123 V Hfax CC PPI

    Latest news on this one is that the Halifaxicon have sent a response to my lbaicon to say that they are looking into my complaint and will respond by end Oct....

    I guess that I cannot go to the OFT until I receive that response as it hasn't yet been 8 weeks since my original complaint

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  5. 18th October 2007 21:55 #5
    hellhasnofury hellhasnofury is offline
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    Default Re: LS123 V Hfax CC PPI

    Quote Originally Posted by LS123 View Post
    Latest news on this one is that the Halifaxicon have sent a response to my lbaicon to say that they are looking into my complaint and will respond by end Oct....

    I guess that I cannot go to the OFT until I receive that response as it hasn't yet been 8 weeks since my original complaint
    Hello Ls123,

    Can I ask you why you want to go the oft regarding the PPIicon mis-selling. Do you mean the fosicon. Financial Ombudsman Service

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
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  6. 19th October 2007 09:25 #6
    LS123 LS123 is offline
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    Default Re: LS123 V Hfax CC PPI

    Oops, yes, I mean the fosicon

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  7. 25th October 2007 11:59 #7
    LS123 LS123 is offline
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    Default Re: LS123 V Hfax CC PPI

    Latest update is that the Halifaxicon wrote to me to say that they were investigating my claim and would reply by the 23rd October, and they haven't....

    Going to send a chase up letter today......

    I am just wondering, as I have already claimed £92 in charges can I claim PPIicon as well?

    Many thanks

    LS

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  8. 26th October 2007 13:30 #8
    LS123 LS123 is offline
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    Default Re: LS123 V Hfax CC PPI

    Today received a letter from the Halifaxicon to say that they are still looking into my complaint and don't know when I will get a reply and if I am unhappy with these timescales I can apply to the fosicon...

    Am I correct in thinking though that as my charges for PPIicon relate back to 2001/2002 then I cannot go to the FOS

    Thank you

    LS

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