Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Halifax
S.A.R - (Subject Access Request) request sent - 14th September
Non-compliance letter- 26th October
Prelim sent-3rd November
LBA sent - 21st November
Settlement rejection offer sent- 28th November
N1 form filed 8th December
PAID IN FULL
Barclays
S.A.R - (Subject Access Request) request sent - 26th October
Barclays Acknowledged letter and sent back P.O - 1st November
Barclays sent out statement. Jan-Mar 01 is missing.
Letter for missing statements sent 14th Nov
Barclays sent letter claiming microfiche data
Letter sent back claiming data again 28th November
Non compliance letter sent 8th Dec
Prelim sent-18th January.
LBA sent Pending
Moneyclaim made-Pending
Re: So who has won a case since this OFT test case announcement?
Yes, SSL is right, I have come across quite a few myself on my travels.
The OFT case might appear to some to be daunting but we must all pursue cases as far as possible. There is strength in unity in tackling the banks who are also using whatever means they can as delay tactics.
Bank charges are unlawful. Right is on our side.
Try to keep going, ask questions as the need arises to help advance your claim.
Good luck!!
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.
Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-
"Might is right" also applies to collective consumer unity, as demonstrated here on CAG and MSE and the other groups.
An update re some claims progressing from the bbc.
Good luck!
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.
Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-
So who has won a case since this OFT test case announcement?
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Originally Posted by kennythecelt
