Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have just been looking around the threads for info on the above.
My partner has just received his statement information from A&L. We have been working through it today and have included the following charges in our calculations:
I claimed back a series of £25 charges but mine were described as "unauthorised O/D charges".
The reason you were overdrawn was a result of the A&Ls unlawful debits, so add the to your "monthly overdraft charge" to your Schedule of Charges and reclaim them.