Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have today received a letter from Cobbetts with a copy of their defence quoting the OFT test case and enclosing a copy letter that they have sent to the court requesting a stay, but this is a credit card claim....
Surely they cannot be getting away with submitting the same old paperwork for all the claims that they receive?
Latest news is that the stay was granted by MCOL - I sent them a pretty strong email pointing out that this claim was for Credit Card charges not "overdraft charges" as per the defence that Cobbetts had submitted and that this was clearly an abuse of the courts process.
Had a very nice email back from MCOL to say that my case has now been transferred to my local court so watch this space.....
My total claim with RBS Credit card (Mint) is for £125.95 and I have today received an offer letter from their Solicitors offering me the sum of £85.00
Absolutely just reject it then face them up- they took my son all the way to 4 days before the proof then paid up- this was Scottish procedure and for credit card charges
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LS123 v RBS CC **WON**
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