Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Maggiebroom Novitiate Maggiebroom's Avatar

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    Default Monument/Barclaycard

    HI Folks
    A couple of months ago my husband was issued with a new Barclaycard as they had taken over Monument credit cards

    He never got a new CCA agreement and he has never used the new card. He doesn't even think he got a new pin number.
    He is now getting demands for missed payments but the card numbers do not match. His old monument card and old barclaycard numbers are different. Not sure if this has any meaning, but would like some advice.

    We are not sure where he stands on this so if anyone can help???

    maggiebroom

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  2. #2
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    Mike220359 Novitiate Mike220359 Novitiate Mike220359's Avatar

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    Default Re: Monument/Barclaycard

    This is a bit odd, didnt they send any letters of advice or new terms and conditionsicon, do a cca request on them

    mike

    If I've helped tip my scales

    Blair Oliver & Scott, £2500 written off December 2006 Default removed January 2007 http://www.consumeractiongroup.co.uk...ver-scott.html

    Monument, didn't sign the agreement

    Lloyds TSB didn't sign the agreement!

    Citicards, didn't sign the agreement

    RBS tut, tut!

    Morgan Stanley, oh dear

  3. #3
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    Maggiebroom Novitiate Maggiebroom's Avatar

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    Default Re: Monument/Barclaycard

    Hi Mike

    he did get a letter saying that Barclaycard were taking over Monument, but no CCA, and we don't think there were terms & conditions either. Not sure about that. We can't find them but haven't had a good root round yet, they are just not to hand.

    He already had a Barclaycard, but the numbers are not the same.

    The old Barclaycard and the old monument card were entirely different numbers.
    We are going to CCA Barclaycard (or Monument?) we don't know where to go to hence that advice needed. Perhaps we should CCA both of them??

    many thanks

    maggiebroom.


  4. #4
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    Mike220359 Novitiate Mike220359 Novitiate Mike220359's Avatar

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    Default Re: Monument/Barclaycard

    Monument were a trading name of Barclaycard until the latter sold the name and some of the accounts to Raphaels in early July. Obviously your other halfs account was one retained by BC. What you need to do is to CCA Barclaycard since the account has been transfered to that operator, they will then have to send the original agreement which must be Monuments or if your really lucky and hes had the account that long Providians, with that they must supply the T & Cs applicable at the time of the accounts foundation not Barclaycards present

    Mike

    If I've helped tip my scales

    Blair Oliver & Scott, £2500 written off December 2006 Default removed January 2007 http://www.consumeractiongroup.co.uk...ver-scott.html

    Monument, didn't sign the agreement

    Lloyds TSB didn't sign the agreement!

    Citicards, didn't sign the agreement

    RBS tut, tut!

    Morgan Stanley, oh dear

  5. #5
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    Maggiebroom Novitiate Maggiebroom's Avatar

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    Default Re: Monument/Barclaycard

    Quote Originally Posted by Mike220359 View Post
    Monument were a trading name of Barclaycard until the latter sold the name and some of the accounts to Raphaels in early July. Obviously your other halfs account was one retained by BC. What you need to do is to CCA Barclaycard since the account has been transfered to that operator, they will then have to send the original agreement which must be Monuments or if your really lucky and hes had the account that long Providians, with that they must supply the T & Cs applicable at the time of the accounts foundation not Barclaycards present

    Mike
    I really think that it WAS originally a Providian Card so I shall get him to CCa for that one.

    Thanks Mike thats interesting.

    maggiebrom



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE